Stop Loss Underwriter – Medical

JCW Group; United States; Remote; USD 120,000 - 160,000; Full time

Job summary

JCW Group is seeking a Stop Loss Underwriter for a remote role in the United States to assess complex medical risks and support profitable growth. You will underwrite Stop Loss medical business, analyze claims experience, and evaluate terms and pricing.

Ideal candidates will have experience in Stop Loss underwriting or health insurance underwriting, strong analytical skills, and solid communication and commercial judgement to interact with stakeholders and distribution partners.

Qualifications

• Strong analytical skills for assessing complex medical risk and pricing.
• Excellent communication skills and commercial judgement for stakeholder engagement.
• Experience reviewing claims data to assess risk profitability and pricing implications.

Responsibilities

• Underwrite Stop Loss medical business, assessing risk, pricing and profitability.
• Analyse medical claims experience, large claims and healthcare cost trends.
• Evaluate new business and renewals, recommending terms and pricing.
• Collaborate with internal teams and distribution partners to support portfolio growth.
• Monitor portfolio performance and uphold underwriting standards.

Skills

Analytical skills

Communication skills

Commercial judgement

Claims data review

Risk assessment

Pricing

Job description

We're working with a growing health insurance organisation looking for a Stop Loss Underwriter to join its team. This is an excellent opportunity to assess complex medical risks, support profitable growth and work with a strong team in a remote role.

Key Responsibilities

• Underwrite Stop Loss medical business, assessing risk, pricing and overall profitability.
• Analyse medical claims experience, large claims and healthcare cost trends.
• Evaluate new business and renewals, recommending appropriate terms and pricing.
• Work closely with internal teams and distribution partners to support portfolio growth.
• Monitor portfolio performance and maintain sound underwriting practices.

Requirements

• Experience in Stop Loss underwriting or medical/health insurance underwriting.
• Strong analytical skills and understanding of medical risk assessment and pricing.
• Experience reviewing claims data and assessing risk profitability.
• Strong communication skills and commercial judgement.