State Product Manager: Growth, Pricing & Strategy

AssuranceAmerica Corporation; Atlanta (GA); On-site; USD 90,000 - 130,000; Full time

Job summary

AssuranceAmerica Corporation, a leader in non-standard auto insurance, seeks a Product Manager to own strategic product development for assigned state(s). You will drive profitability by managing development, pricing, roll-out, and lifecycle of competitive auto insurance products, working with Marketing, IT, Claims, and Underwriting.

You will collaborate with actuaries, regulators, and agents to file state rate/rule forms and monitor KPIs such as loss ratio and retention, ensuring compliant,

Qualifications

• Minimum 5 years' experience running full P&L over a state or group of states.
• Significant knowledge of filing laws, actuarial principles, rate structures and policy form construction.
• Demonstrate strong analytical skills for data driven decisions.
• Excellent communication and influencing skills.

Responsibilities

• Strategy & Growth: Develop and execute data-driven strategies to achieve profit, growth, and retention targets for auto insurance products within assigned state(s).
• Product Development: Define features, manage the product lifecycle, create specifications, and work with IT along with other business units to achieve successful implementation.
• Pricing & Underwriting: Analyze data to develop and adjust pricing, underwriting guidelines, and coverage plans, balancing innovation with financial soundness.
• Market Analysis: Research market trends, competitor actions, and regulatory changes to ensure products are priced competitively along with identifying opportunities and risks.
• Cross-Functional Collaboration: Partner with Actuarial, Underwriting, Claims, Sales, Marketing, IT, and Legal along with external stakeholders such as agents, vendors and regulators.
• Regulatory Compliance: Develop and manage state rate, rule and form filings along with interacting with State Insurance Departments, and ensure adherence to state regulations.
• Performance Monitoring: Track KPIs for success (loss ratio, retention, growth) and implement corrective actions.

Skills

P&L management

Analytical skills

Communication

Influencing skills

Cross-functional collaboration

Education

Bachelor's Degree

Master's Degree

CPCU designation

Actuarial/Pricing background

Tools

Excel

SAS

Word

Databases

Job description

AssuranceAmerica Corporation, a leader in non-standard auto insurance, seeks a Product Manager to own strategic product development for assigned state(s). You will drive profitability by managing development, pricing, roll-out, and lifecycle of competitive auto insurance products, working with Marketing, IT, Claims, and Underwriting.

You will collaborate with actuaries, regulators, and agents to file state rate/rule forms and monitor KPIs such as loss ratio and retention, ensuring compliant,