State Product Manager

Gainsco; United States; Remote; USD 110,000 - 170,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401K match

PTO + Holidays

Job summary

GAINSCO is seeking a data-driven State Product Manager to manage 2–4 states with full P&L responsibility. The role blends pricing strategy, regulatory filings, and cross-functional collaboration to drive profitability in a competitive market.

You will own state performance, present to senior leadership, and develop analyses using Power BI to support pricing decisions and product enhancements. Remote-friendly role with travel as needed.

Qualifications

• Bachelor's degree in a relevant field required.
• 5+ years in Product or Actuarial roles within Property & Casualty insurance.
• 2+ years of state management experience (personal auto preferred).
• Experience executing pricing and product changes including regulatory filings.
• Proficiency with SQL, SAS, or Python; Power BI/Tableau a plus.

Responsibilities

• Own P&L performance for assigned states and develop pricing strategies.
• Execute rate changes and ensure filings, coordinating with cross-functional teams.
• Identify actions for unprofitable segments and leverage underwriting and agency strategies.
• Present state performance and strategies to senior leadership.
• Achieve premium and policy count targets for assigned states.
• Partner with Sales to identify growth opportunities and optimize product positioning.
• Conduct market research and regulatory filings; monitor regulatory changes.
• Develop reports and dashboards using tools like Power BI.
• Collaborate across departments to implement innovative solutions.

Skills

Power BI

SQL

Python

Excel

Data analysis

Education

Bachelor's degree in Economics/Actuarial/Math/Statistics/Insurance

Tools

SQL

SAS

Python

Power BI

Tableau

Job description

Are You Driven?® We Are. We are a company of driven, enthusiastic, and determined people. We celebrate achievement and success. We foster innovation, determination, and recognition. Because of that, our employees feel recognized and rewarded for the contributions they make daily. At GAINSCO, it is our people that set us apart.

Are You Driven?® We Are. We are a company of driven, enthusiastic, and determined people. We celebrate achievement and success. We foster innovation, determination, and recognition. Because of that, our employees feel recognized and rewarded for the contributions they make daily. At GAINSCO, it is our people that set us apart. If you are looking for a place where you can make a difference, understand how your work impacts the company, and be recognized for your efforts and passion, then GAINSCO is the company for you.

Why Join GAINSCO?

GAINSCO’s work environment rewards engaged individuals who have a desire to contribute and succeed. That’s because our culture encourages individuals to grow their skills as they build their careers. Come join us and become a Champion with GAINSCO.

Are you a data-driven strategist with a passion for shaping insurance products? GAINSCO is seeking a State Product Manager to manage 2–4 states with full P&L responsibility. This role combines pricing strategy, regulatory compliance, and cross-functional collaboration to drive profitability and growth in a competitive market.

What does a STATE PRODUCT MANAGER do?

• Own P&L performance for assigned states and develop pricing strategies based on actuarial indications, competitive analysis, and regulatory requirements.
• Execute rate changes and ensure timely filings, coordinating with Sales, Actuarial, Marketing, IT, and Testing teams.
• Identify actions for unprofitable segments and leverage underwriting and agency strategies.
• Present state performance and strategies to senior leadership and track key financial metrics.
• Achieve premium and policy count targets for assigned states.
• Partner with Sales to identify growth opportunities and optimize product positioning.
• Conduct competitive analysis and research market trends to inform product enhancements and new state launches.
• Prepare and submit accurate regulatory filings; respond promptly to objections.
• Build relationships with state Departments of Insurance and monitor regulatory changes.
• Support initiatives to automate processes, improve product performance, and solve business challenges.
• Develop reports and dashboards using tools like Power BI.
• Collaborate across departments to implement innovative solutions.

What is required?

Education:

• Bachelor's degree, preferably in Economics, Actuarial, Math, Statistics, Insurance, or a similar field required.

Experience:

• Minimum 5+ years in Product or Actuarial roles within the Property & Casualty insurance industry.
• Minimum 2+ years of state management experience (personal auto preferred).
• Proven experience executing complex pricing and product changes, including regulatory filings.
• In-depth knowledge of insurance and actuarial concepts, business processes, pricing plans, underwriting rules, and key financial metrics
• Proficiency with SQL, SAS, or Python required.
• Experience with PowerBI and/or Tableau is a plus
• Power BI skills a plus (ability to build reports and analyze data).
• Proficient in MS Office, with advanced Excel skills (pivot tables, data analysis).

Other skills and abilities:

• Deadline-driven with a proven ability to balance competing priorities.
• Strong analytical abilities, including gathering, restructuring, and gaining critical insights from large datasets.
• Fact-based and data-driven decision making, with the ability to present data in a cohesive, simple fashion.
• Able to lead complex projects and mentor junior team members in a fast-paced environment.
• Strong communication skills and emotional intelligence.
• Experience presenting to Senior Leadership and influencing leaders across the organization.
• Ability to balance multiple tasks and occasional travel (5%).

What else do you need to know?

• Remote
• Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance.
• Parental Leave Policy
• 401K + Company Match
• PTO Plan + Paid Company determined Holidays.
• Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunity**

All offers are contingent upon a successful background investigation (including employment, education, criminal and DMV verification- when applicable) and a pre-employment drug test with results satisfactory to GAINSCO.

GAINSCO is an Equal Employment Opportunity Employer