Staff Software Engineer, Payments

Ripple; California; On-site; USD 188,000 - 212,000; Full time

Job summary

An innovative company is seeking passionate Software Engineers to tackle exciting challenges in cross-border payments. This role offers a unique opportunity to work on cutting-edge enterprise payment applications, ensuring high reliability and performance. You will engage in the entire software development lifecycle, collaborating with diverse teams to create impactful solutions. With a strong focus on career growth and engineering excellence, this position promises to be rewarding both professionally and personally. Join a team where your contributions will help shape the future of finance and enjoy a supportive environment that values diversity and inclusion.

Benefits

Competitive salary

Bonuses

Equity

Wellness reimbursement

Generous vacation policy

Catered lunches

Mobile phone stipend

Team bonding activities

Parental leave policies

Professional development budget

Qualifications

• 8+ years in software development with a focus on large-scale systems.
• Experience as a tech lead and in building transactional systems.

Responsibilities

• Develop high-throughput, low-latency microservices for payments.
• Mentor junior engineers and contribute to hiring strategies.

Skills

Java

Go

Python

Distributed Systems

Agile Development

Microservices

Database Support

Containerization

Education

Bachelor's in Computer Science

Tools

Aurora PostgreSQL

DynamoDB

Kubernetes

Nomad

Job description

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

THE WORK:

We are looking for Software Engineers passionate about solving exciting problems in the cross-border payments space. We are passionate about the growth of our engineers and place a premium on career development. You will have a high degree of accountability and responsibility from Day 1!

WHAT YOU’LL DO:

• Be an ambitious builder, working up and down the stack, mixing software engineering, data engineering, and distributed systems knowledge to build modern enterprise payment applications.
• Build reliable, high-throughput, low-latency microservices to power flawless cross border transactions.
• Participate in the full software development lifecycle by capturing requirements, using sound software design principles, and ensuring operational excellence with unit and integration testing.
• Architect, tune and maintain production database systems.
• Work with teams across the organization, including product, legal, and business development to think beyond the technical implications of your design decisions.
• Continuously raise our standard of engineering excellence by implementing and driving standard processes for coding, testing, and deployment.
• Proactively identify customer and infrastructure difficulties and drive corresponding solutions.
• Mentor and support growth of junior engineers.
• Contribute to hiring plans and long term team strategy.

WHAT YOU'LL BRING:

• 8+ years of hands-on Software Development experience on large scale distributed systems, with the last 5-7+ years in Java or similar (Go, Python) and 2+ years experience working as a tech lead.
• Experience in building transactional systems backed by modern persistence technologies (Aurora PostgreSQL, DynamoDB etc.).
• Experience in production database support for critical systems.
• Experience with Agile development of distributed services, with a focus on robust software design, scalability and security.
• Experience building and deploying containerized applications into modern distributed computing environments (Kubernetes, Nomad etc.).
• Ability to encourage and drive engineering standard processes.
• A positive attitude and a passion for sharing knowledge.
• BS or equivalent experience in Computer Science or similar.

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions. CA Annual Base Salary Range $188,000 — $211,499 USD.

WHO WE ARE:

Do Your Best Work

• The opportunity to build in a fast-paced start-up environment with experienced industry leaders.
• A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.
• Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
• In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.
• Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team.
• We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Take Control of Your Finances

• Competitive salary, bonuses, and equity.
• Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support.
• Employee giving match.
• Mobile phone stipend.

Take Care of Yourself

• R&R days so you can rest and recharge.
• Generous wellness reimbursement and weekly onsite & virtual programming.
• Generous vacation policy - work with your manager to take time off when you need it.
• Industry-leading parental leave policies. Family planning benefits.
• Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events.

Benefits listed above are for full-time employees.

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance. Please find our UK/EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference.