Staff Software Engineer — FinTech Platform Leader (Cloud)

Regional Management Corp.; Georgia; Hybrid; USD 140,000 - 210,000; Full time

Job summary

Regional Management Corp. is seeking a Staff Software Development Engineer to act as the hands-on technical lead for a product domain within our consumer lending platform.

You will own architecture and delivery of secure, scalable services on cloud infrastructure, bringing AI capabilities into those services safely and compliantly with financial regulations. The role partners with Product, Data, Risk, Compliance, and Security, mentors SDEs, and helps define engineering standards.

Qualifications

• Strong background in software engineering and cloud-native architectures.
• Experience leading 1–3 teams and mentoring SDEs.
• Familiarity with fintech regulations, security, and data privacy.

Responsibilities

• Technical Leadership & Architecture Own the technical direction, architecture, and implementation for your product domain, spanning 1-3 teams. Apply and evolve engineering standards, best practices, and architectural principles within your domain, and contribute to org-wide standards set by Principal engineers. Drive cloud-native, API-first, and event-driven designs that align with the enterprise architecture. Partner with Engineering, Product, Data, Risk, Compliance, and Security teams to deliver scalable business solutions. Evaluate emerging technologies for your domain and recommend solutions that improve performance, security, and operational efficiency, escalating cross-cutting choices to Principal SDEs and Architecture. Lead technical delivery of modernization initiatives and customer-facing applications within your domain.
• Software Development Design, develop, test, and deploy high-quality supporting critical lending operations. Build resilient systems capable of processing high-volume transactions with strong reliability and performance requirements. Develop and maintain microservices, APIs, event-driven workflows, and cloud-native applications. Lead code reviews and uphold software quality standards for your teams. Troubleshoot and resolve complex production issues affecting business-critical systems. Optimize applications for scalability, availability, maintainability, and customer experience.
• AI First Development Integrate LLM services (such as AWS Bedrock or OpenAI APIs) into backend services, including prompt design, response handling, and guardrails. Build retrieval pipelines on PostgreSQL with pgvector, extending our existing relational data platform. Deploy and monitor ML and AI model inference on AWS, including latency, cost, quality, and drift. Ensure AI features meet data privacy, security, and compliance requirements, including handling of customer PII, auditability of AI outputs, and fair-lending obligations.
• FinTech Platform Development Design systems for your domain across lending, servicing, payments, customer onboarding, collections, or credit decisioning. Partner with Risk, Compliance, and Audit stakeholders to ensure systems meet regulatory and governance requirements. Implement secure software development practices and ensure adherence to data privacy standards. Support integrations with third-party financial service providers, payment processors, identity verification services, and credit bureaus. Build data-driven solutions that enhance customer acquisition, underwriting, servicing, and portfolio performance.
• Engineering Excellence Champion CI/CD, automated testing, infrastructure-as-code,

Skills

Technical leadership

Architecture

Cloud-native

Distributed systems

Security & compliance

AI integration

Mentorship

API design

Tools

AWS

Bedrock/OpenAI APIs

PostgreSQL

pgvector

CI/CD

Infrastructure-as-Code

Job description

Regional Management Corp. is seeking a Staff Software Development Engineer to act as the hands-on technical lead for a product domain within our consumer lending platform.

You will own architecture and delivery of secure, scalable services on cloud infrastructure, bringing AI capabilities into those services safely and compliantly with financial regulations. The role partners with Product, Data, Risk, Compliance, and Security, mentors SDEs, and helps define engineering standards.