Staff Software Engineer - Digital Assets

Early Warning Services LLC; Chicago (IL); Hybrid; USD 124,000 - 165,000; Full time

Benefits offered by this job

Healthcare coverage (medical, dental,视

401(k) with company match

Paid time off

Holidays

Parental leave

Job summary

Early Warning Services LLC is seeking a senior engineer to design and implement core services for cross-border payments, including orchestration, reconciliation, and settlement. You will partner with product, architecture, and security teams to ensure regulatory and operational requirements are met and influence technical direction for scalable, event-driven systems across regions and partners.

The role calls for leading architecture, driving backlog and stories from design to production, and

Qualifications

• Bachelor's degree in computer science or a related technical field, or equivalent education/experience.

Responsibilities

• Lead design and implementation of core services supporting cross-border payments, including transaction orchestration, reconciliation, and settlement components.
• Partner with Product, Architecture, and Security teams to ensure solutions meet regulatory, fraud, and operational requirements.
• Influence technical direction and standards for scalable, event-driven payment systems operating across regions and partners.
• Build technical strategy for broad or complex requirements with forward-looking approaches that solve large, open-ended problems.
• Participate in the strategic development of methods, techniques, and evaluation criteria for projects and programs.
• Drive technical architecture, design, prototyping, and implementation in support of product needs and overall technology strategy.
• Provide leadership and technical expertise to build a technical plan and backlog of stories, and ensure execution from design to production delivery.
• Guide a broad functional area and lead efforts with the functional team and overall planning.
• Represent engineering in cross-functional sessions and present arguments to persuade others; adapt strategies to influence alignment or behavior change.
• Collaborate with product managers, designers, and other engineering groups to conceptualize and build new features and product descriptions.
• Own features or systems and define their long-term health, while improving surrounding systems.
• Assist support and operations teams in identifying and quickly resolving production issues.
• Develop and implement tests to ensure quality, performance, and scalability of the application.
• Seek opportunities to improve engineering standards, tooling, and processes.
• Support the company’s commitment to risk management and protecting the integrity and confidentiality of systems and data.

Skills

Distributed systems

SaaS

Cloud solutions

Microservices

Docker

Frontend frameworks

Java/Spring

CI/CD

DevOps

Event-driven architecture

Regulatory/compliance

Cross-team collaboration

Education

Bachelor's degree in computer science or related field

MS or PhD

Tools

Docker

Angular/React

Kubernetes

Kafka

Job description

Overview

At Early Warning, we power and protect the U.S. financial system with solutions like Zelle, Paze, and more. We partner with thousands of institutions to increase access to financial services and protect transactions for millions of consumers and small businesses.

Locations and Work Model

Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to support collaboration.

Eligibility

Candidates must independently possess the eligibility to work in the United States at the date of hire. This position is ineligible for employment visa sponsorship.

Responsibilities

• Lead design and implementation of core services supporting cross-border payments, including transaction orchestration, reconciliation, and settlement components.
• Partner with Product, Architecture, and Security teams to ensure solutions meet regulatory, fraud, and operational requirements.
• Influence technical direction and standards for scalable, event-driven payment systems operating across regions and partners.
• Build technical strategy for broad or complex requirements with forward-looking approaches that solve large, open-ended problems.
• Participate in the strategic development of methods, techniques, and evaluation criteria for projects and programs.
• Drive technical architecture, design, prototyping, and implementation in support of product needs and overall technology strategy.
• Provide leadership and technical expertise to build a technical plan and backlog of stories, and ensure execution from design to production delivery.
• Guide a broad functional area and lead efforts with the functional team and overall planning.
• Represent engineering in cross-functional sessions and present arguments to persuade others; adapt strategies to influence alignment or behavior change.
• Collaborate with product managers, designers, and other engineering groups to conceptua lize and build new features and product descriptions.
• Own features or systems and define their long-term health, while improving surrounding systems.
• Assist support and operations teams in identifying and quickly resolving production issues.
• Develop and implement tests to ensure quality, performance, and scalability of the application.
• Seek opportunities to improve engineering standards, tooling, and processes.
• Support the company’s commitment to risk management and protecting the integrity and confidentiality of systems and data.

Minimum Qualifications

• Bachelor's degree in computer science or a related technical field, or equivalent education/experience.
• Eight or more years of relevant experience.
• Seven or more years of experience in distributed systems, SaaS, cloud solutions, microservices.
• Hands-on Docker experience.
• Two or more years of front-end development experience with modern frameworks (Angular/React).
• Six or more years of experience with Java/Spring; proficiency with Maven/Gradle.
• Strong understanding of blockchain architectures, cross-border payments, and distributed ledger technologies, including smart contracts and tokenized systems.
• Experience delivering business-critical systems to market.
• Ability to influence and work in a collaborative team environment.
• Experience designing and developing scalable systems.
• Experience with event-driven architecture and messaging frameworks (Pub/Sub, Kafka, RabbitMQ, etc.).
• Working experience with cloud infrastructure (GCP, AWS, Azure).
• Knowledge of mature engineering practices (CI/CD, testing, secure coding, etc.).
• Knowledge of Software Development Lifecycle (SDLC) methods, Agile/Scrum/LEAN, and DevOps practices.
• Background checks including a drug screen.

Preferred Qualifications

• MS or PhD.
• JavaScript and scripting frameworks experience (e.g., Angular, React).
• Monitoring and alerting systems experience (e.g., AppDynamics).
• Proficiency in additional languages (C#, Ruby, Python, PHP).
• Knowledge of ACH/EFT and real-time payment networks (RTP, FedNow).
• FinTech experience and Kubernetes experience.
• AWS and/or Azure certifications are strongly preferred.

Physical Requirements

Office environment; mainly sedentary with extensive computer use. May require occasional standing, walking, kneeling, and reaching. Ability to lift up to 10 pounds occasionally. Visual acuity and dexterity to work with documents and office equipment. Ability to communicate with internal and external customers. Must be able to perform essential functions with or without reasonable accommodation.

Compensation and Benefits

The base pay scale varies by location and is provided as a range: Phoenix, AZ/Chicago, IL: $124,000–$165,000 per year; San Francisco, CA: $149,000–$198,000 per year. Eligible for discretionary incentive plans and benefits. This scale is subject to change and not a guaranteed offer.

We offer benefits including healthcare coverage (medical, dental, vision), 401(k) with company match, paid time off, holidays, parental leave, and other programs. Details are on our Benefits page and discussed during interviews.

Equal Employment Opportunity

Early Warning Services considers qualified applicants on the basis of ability, potential, and valid qualifications without regard to race, religion, color, sex, sexual orientation, gender identity, age, national origin, disability status, or other protected characteristics, in accordance with applicable laws.