Staff Payments Engineer (PRX)

kachyng.com; United States; Remote; USD 140,000 - 190,000; Full time

Job summary

kachyng.com is seeking an expert to develop and optimize payment routing and settlement services that operate across multiple processors and rails. The role emphasizes coordinating payment flows, resilience, and easier transaction monitoring.

You will design routing, failover, and reconciliation logic, integrate various payment rails, and work to improve reliability, latency, and visibility across the settlement lifecycle.

Qualifications

• 7+ years of payments infrastructure experience.
• Hands-on experience integrating payment service providers or acquirers.
• Experience with settlement lifecycles.
• Strong understanding of authorization, capture, refunds, disputes, and reconciliation.

Responsibilities

• Design routing, failover, and reconciliation logic for environments with multiple processors.
• Integrate card payments, ACH, real-time payment networks, and alternative rails under consistent controls.
• Improve payment reliability, processing latency, and operational visibility.
• Support payment and settlement flows from authorization through reconciliation.

Skills

Payments infrastructure

PSP integration

Settlement lifecycles

Authorization/capture/refunds/disputes

Job description

Role overview

Develop payment routing and settlement services that work across multiple processors and payment rails. The role focuses on coordinating payment flows, improving resilience, and making transaction operations easier to monitor.

Responsibilities

• Design routing, failover, and reconciliation logic for environments with multiple processors.
• Integrate card payments, ACH, real-time payment networks, and alternative rails under consistent controls.
• Improve payment reliability, processing latency, and operational visibility.
• Support payment and settlement flows from authorization through reconciliation.

Requirements

• 7+ years of payments infrastructure experience.
• Hands-on experience integrating payment service providers or acquirers.
• Experience with settlement lifecycles.
• Strong understanding of authorization, capture, refunds, disputes, and reconciliation.