Software Engineer - Payments

TechDigital Group; Philadelphia (Philadelphia County); On-site; USD 120,000 - 150,000; Full time

Job summary

TechDigital Group is seeking a Lead Software Engineer to join their Global Payments & Liquidity Treasury Technology organization. This role involves designing high-quality software solutions for critical payment platforms, requiring 6+ years of software engineering experience and proficiency with ACI payments. Responsibilities include technical leadership, troubleshooting, and collaboration to modernize payment systems. Strong analytical skills and experience with payments systems are essential. Relocation assistance is not available, and the position is onsite in Philadelphia.

Qualifications

• 6+ years of software engineering experience or equivalent.
• 6+ years in a technical engineering role.
• 3+ years in ACI payments application suite.

Responsibilities

• Lead the design and development of software solutions.
• Collaborate on modernization initiatives.
• Troubleshoot complex technical issues.

Skills

Software engineering

Technical leadership

Payments systems knowledge

Problem-solving skills

Microservices

Tools

ACI MTS

Kafka

Oracle

WebSphere

Job description

we are seeking a Lead Software Engineer to join the Global Payments & Liquidity Treasury Technology organization. This role focuses on delivering high-quality, modern engineering solutions across critical payment platforms.

Responsibilities

• Lead the design and development of high-quality software solutions aligned with enterprise architecture, non-functional requirements, and modern engineering best practices.
• Collaborate closely with architects, senior engineers, and product partners to support modernization initiatives, including cloud readiness, API design, data strategy, and application migration.
• Serve as a technical lead during cross‑team initiatives, providing guidance on design, integration, performance, and deployment.
• Troubleshoot complex technical issues, identify root causes, and help drive resolution of development, build, or deployment blockers.
• Participate actively in coding, peer reviews, design discussions, and technical decision‑making.
• Ensure solutions meet security, scalability, performance, and reliability standards.
• Contribute to automation initiatives, CI/CD improvements, DevOps practices, and test automation.
• Support testing phases such as system testing, UAT, and performance validation.

Required Qualifications

• 6+ years of software engineering experience (or equivalent via work experience, training, military, or education).
• 6+ years of hands‑on development experience in a technical engineering role.
• 3+ years in ACI payments application suite, ACI MTS, UPF & APSF.
• Experience in providing technical leadership or mentoring within a team.

Desired Qualifications

• Experience with payments systems such as ACH and/or Wires.
• Hands‑on experience with ACI UPF (Universal Payments Framework) including Endpoint, Gateway, and Bank Adapter configurations.
• Message routing rules and processing rule setup.
• Cartridge deployment and lifecycle management.
• UPF Control Center operations (monitoring, auditing, alerting).
• Security configurations, including SP (Security Best Practices), crypto policy keystore/truststore management.
• Experience with UPF 5.x message flows, logging, troubleshooting, and ISO 2 message orchestration.
• Experience with ACSF/APSF configurations, WebSphere deployments, and automation (Jython/Python, Unix shell scripting).
• Experience with ACI MTS, including Entia setup, routing rules, remote records, and line configurations.
• Strong understanding of global payment rails (FED, CHIPS, CHAPS, TARGET, SWIF).
• Exposure to ISO 20022 implementations.
• Solid experience with Microservices, JEE, middleware, transaction management, security, connection pooling, messaging, and performance tuning.
• Experience conducting NFR testing including RTO/RPO validation.
• Experience collaborating across distributed/virtual teams.
• Strong analytical and problem‑solving skills, with high attention to detail.
• 4+ years with JMS, 4+ years with Kafka/Confluent, and 3+ years with Oracle.
• Experience with secure DevOps, cloud deployment automation, and test automation.

Job Expectations

• Ability to work onsite at one of the posted locations.
• Relocation assistance is not available.