Sr. Software Engineer

The Clearing House Payments Company; Charlotte (NC); On-site; USD 130,000 - 170,000; Full time

Job summary

The Clearing House Payments Company seeks a Senior Software Engineer to join the RTP Product Engineering team. You will design, develop, and enhance our real-time interbank payment platform, building new applications and features while improving reliability and performance.

You will work with RTP Product teams and leadership to ensure quality deliverables and align with cloud-native, distributed architectures.

Qualifications

• 8+ years of Java software development experience, including Spring/Spring Boot.
• Experience building cloud-native microservices and distributed systems.
• Hands-on with AWS or major cloud provider and serverless architectures.
• Experience with event-driven architectures and data streaming.
• Excellent communication with technical and non-technical stakeholders.

Responsibilities

• Design, develop, test, and maintain reliable software for real-time interbank payment processing.
• Serve as a senior technical contributor across the full software lifecycle.
• Develop components in Java with Spring Boot; build APIs and services.
• Implement cloud-native services using AWS and event-driven patterns.
• Create automated CI/CD pipelines and infrastructure with IaC (Terraform).
• Mentor engineers and contribute to engineering standards and reviews.

Skills

Java

Spring Boot

Distributed systems

Cloud architecture

Communication

Education

Bachelor's degree in Computer Science, Information Systems, Computer Engineering, Data Science, or related fields

Tools

Kafka

RabbitMQ

Terraform

AWS

Docker

Job description

Position summary :The Clearing House (TCH) is seeking a Senior Software Engineer to join our RTP Product Engineering team. As a senior member of the team, you will be responsible for designing, developing, and enhancing our critical real-time interbank payment platform, including development of new applications and features while improving the functionality, reliability, and performance of existing applications. The Senior Software Engineer works directly with RTP Product teams and the Director of Product Engineering to ensure quality deliverables are completed on time and in accordance with TCH standards. The Senior Software Engineer also works closely with Operations and Technology to define and implement new maintainability features and to ensure system resiliency.This role is well suited for an experienced engineer who enjoys solving complex technical problems, building highly reliable systems, and delivering innovative applications that operate at the core of financial infrastructure. The organization is actively transforming its payment platforms toward cloud-native, distributed architectures while introducing modern automation and AI-assisted engineering practices into its software development lifecycle.TCH values engineers who are technically curious, pragmatic, and interested in understanding how complex systems work, end to end. The ideal candidate will be a hands-on software engineer who has strong Java development experience, deep expertise in distributed application architectures, and an avid interest in building critical systems where performance, security, resiliency, and sustainability are vital for success.Essential functions and responsibilities :Design, develop, test, and maintain highly reliable software supporting real-time payment processingServe as a senior technical contributor across the complete software development lifecycleDevelop software components primarily in Java, leveraging frameworks such as Spring and Spring BootDevelop critical applications using AWS cloud-native services and event-driven architectures, including containerized and serverless stacks for streaming data and real-time messagingDevelop Python scripts and programs as needed for data automation and integration servicesDesign and implement services and APIs using modern software engineering principles and patternsParticipate in architecture and technical design decisions involving scalability, availability, resiliency, security, and maintainabilityDevelop and maintain automated build, test, deployment, and infrastructure processes using CI/CD pipelines for engineering and software quality automationApply Infrastructure as Code practices for cloud deployments using software tools such as TerraformApply observability, monitoring, fault handling, and operational readiness practices appropriate for mission-critical systemsParticipate in troubleshooting and root-cause analysis of complex application and production issuesMentor less experienced engineers and contribute to engineering standards, secure development practices, peer code reviews, and architectural best practices.Work closely with product, architecture, infrastructure, security, operations, and other engineering teams, following an agile development methodology as part of a scrum teamUse approved AI-assisted development tools to improve software design, development, testing, documentation, and engineering productivity while following enterprise SDLC and security controls.undefinedQualifications required :Bachelor's degree or equivalent experience in Computer Science, Information Systems, Computer Engineering, Data Science, or related fields8+ years in Java software development experience including analysis, design, development, documentation, implementation and testing of systems, preferably using Spring or Spring BootExpertise in cloud-native application architectures, microservices, containers, and distributed systemsHands-on experience developing solutions using managed services and serverless technologies on AWS or another major public cloud providerExperience implementing event-driven architectures with Kafka, RabbitMQ, or similar messaging or data streaming technologiesWorking knowledge of Python for data pipelines and analysis, machine learning, and automationAbility to communicate clearly with highly technical leaders as well as non-technical partnersCollaborative team player that connects across groups with proven ability to influence stakeholdersPositive track record of delivering large scale complex projects and enterprise software solutionsAbility to travel up to 10% between NYC and NC officesundefinedQualifications desired :Master’s degree or equivalent experience in Computer Science or related fieldsAWS Certification as Associate or Professional Developer, Solutions Architect or DevOps EngineerCertification as an Agile Service or Product Owner and familiarity with tools such as JiraHands-on experience with Terraform or comparable Infrastructure-as-Code technologiesDeep understanding of security best practices and respective enterprise toolingFamiliarity with Python data integration libraries and third-party ETL tools such as SnapLogicExperience with automated testing, deployment automation, observability, and site reliability practicesFamiliarity with security and governance principles in AI-assisted software developmentExperience in in payments, banking, clearing, settlement, or related transaction-processing systemsExperience designing and implementing software solutions for critical infrastructuresundefinedBehavioral & Leadership Competencies:Possesses and applies broad knowledge of concepts, exhibiting technical expertise in core subject areasDemonstrates commitment to excellence, anticipates needs, mitigates risks and minimizes challengesEffectively engages teammates and internal/external partners through a customer focused approachWorks well independently with minimal instruction/guidance, confident to escalate issues appropriatelySet priorities and handle multiple tasks and projects in a fast-paced environmentRecommends innovative solutions aligned with organizational initiatives and recognized problem areasPhysical demands and work environment :Ability to remain seated for long periods of time while working on computer or editing.Ability to work under highly stressful deadlines.Ability to handle multiple tasks simultaneously.Ability to prioritize appropriatelyAbility to sit and review information on a computer screen for long periods of timeAbility to report to the office three days each week. Onsite work requirements may change at any time.