Sr SBA Closer

ThinkingAhead; Nashville (TN); Remote; USD 98,000 - 132,000; Full time

Benefits offered by this job

Fully remote work environment

Competitive compensation

Job summary

ThinkingAhead is seeking a Senior SBA Loan Closer to join a fast-paced SBA lending team in a fully remote role. You will manage the closing process from approval to funding for SBA 7(a) and 504 loans, coordinating with external closing counsel and borrowers to ensure timely funding.

The ideal candidate has 5+ years closing SBA loans, strong SBA SOP knowledge, and excels in a high-volume pipeline while working independently in a remote setting.

Qualifications

• 5+ years SBA loan closing experience.
• Ability to manage a high-volume pipeline (10+ active files).
• Experience working with outside closing counsel.
• Strong knowledge of SBA SOPs and loan docs.
• Excellent organizational and written/verbal communication.
• Comfortable working in a fully remote environment.

Responsibilities

• Manage a pipeline of ~10-12 SBA loans from approval through closing and funding.
• Review closing docs for accuracy per SBA SOPs and terms.
• Coordinate with attorneys, borrowers, underwriters, and managers.
• Ensure all conditions to closing are met prior to funding.
• Review lien searches, UCCs, title work, and insurance certificates.
• Prepare loan authorizations, notes, security agreements, and guaranties.
• Coordinate post-closing docs and file completion.
• Maintain accurate pipeline reporting and status updates.

Skills

SBA closings

Pipeline management

Remote closing

SBA SOPs

Attention to detail

Tools

Spark LOS

DocuSign

Microsoft Office

E-Tran

nCino

Job description

Senior SBA Loan Closer
Fully Remote

About the Opportunity
Our client, a well-established SBA lender, is seeking an experienced Senior SBA Loan Closer to join their growing team in a fully remote capacity. This is an excellent opportunity for an SBA closing professional who thrives in a fast-paced environment and is comfortable managing a robust pipeline independently.

Position Overview
The Senior SBA Loan Closer will be responsible for managing the closing process for SBA 7(a) and/or 504 loans from credit approval through funding, coordinating closely with external closing attorneys who prepare loan documentation. The ideal candidate is detail-oriented, deadline-driven, and comfortable juggling multiple transactions simultaneously.

Key Responsibilities

• Manage a pipeline of approximately 10-12 SBA loans at any given time, from approval through closing and funding
• Review closing documents prepared by external attorneys for accuracy and compliance with SBA SOPs, credit approval terms, and investor/regulatory requirements
• Coordinate with attorneys, borrowers, underwriters, and relationship managers to keep transactions moving toward closing
• Ensure all conditions precedent to closing are satisfied prior to funding
• Review lien searches, UCC filings, title work, insurance certificates, and other due diligence items
• Prepare and/or review loan authorizations, notes, security agreements, and guaranties
• Coordinate post-closing document delivery, trailing documents, and file completion
• Ensure compliance with SBA SOP 50 10 and other applicable regulatory guidelines
• Identify and resolve closing issues or discrepancies proactively
• Maintain accurate pipeline reporting and communicate status updates to internal stakeholders

Qualifications

• 5+ years of experience closing SBA loans, with a strong preference for candidates with 7(a) closing experience (504 experience a plus)
• Proven ability to manage a high-volume pipeline (10+ active files) independently
• Experience working with outside/external closing counsel is required
• Strong working knowledge of SBA SOPs, loan documentation requirements, and closing conditions
• Excellent organizational skills and attention to detail
• Strong written and verbal communication skills
• Ability to work effectively in a fully remote, self-directed environment

Technical Proficiencies

• Experience with Spark loan origination software strongly preferred (or comparable LOS platforms such as nCino, Baker Hill, LaserPro, or similar)
• Proficient in Microsoft Office Suite (Excel, Word, Outlook)
• Comfortable with document management/e-signature platforms (e.g., DocuSign)
• Experience navigating SBA's E-Tran system a plus

What's Offered

• Fully remote work environment
• Competitive compensation commensurate with experience
• Opportunity to join a stable, growing SBA lending platform

Compensation:
$115,000 per year