Sr. Mortgage Loan Originator

RCB Bank; Norman (OK); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical Plan

Prescription Drug Plan

Teladoc

Dental Plan

Vision Plan

Flexible Spending Accounts

Life and AD&D Insurance

Disability Plans

Life Assistance Plan (EAP)

401(k)

Sick Leave

Paid Federal Holidays

Vacation and PTO

ESOP

Job summary

RCB Bank in Oklahoma is seeking an experienced Mortgage Loan Originator to grow our home-loan business with current clients and real estate partners. You will review credit and financial information, present loan programs, and ensure compliance with lending guidelines.

We value integrity, community involvement, and a client-focused approach. You will mentor new staff, train partners, and help borrowers realize their home ownership goals while navigating FHA/VA and other programs.

Qualifications

• You have good interpersonal and communication skills to generate referral business and leads.
• You possess extensive knowledge of FHA, FNMA, FHLMC, VA, and Rural Development guidelines.
• You possess extensive knowledge of RESPA and MDIA compliance.
• You are self-motivated, organized, and skilled at prioritizing tasks.
• You enjoy helping people realize their dreams of home ownership.
• You care about your community and have a desire to be involved.
• NMLS registration or ability to obtain NMLS registration.

Responsibilities

• Generate loans from outside sales calls including, but not limited to real estate companies, builders, relocation companies, and the public.
• Meet with prospective borrowers, review and analyze credit and financial information, determine borrower financing objectives, and present appropriate products, programs, and disclosures as required.
• Provide training and guidance to newly-hired mortgage loan staff.

Skills

Interpersonal skills

Communication

FHA/VA/FNMA/FHLMC knowledge

RESPA/MDIA compliance

Organized/prioritized tasks

Community involvement

Education

High school diploma or GED

Bachelor’s degree in Finance/Accounting/Business or equivalent

Tools

NMLS registration ability

Job description

RCB Bank has been a responsible employer since 1936, standing firm on moral and ethical principles as a bank and as an inclusive employer while fulfilling our commitment to excellence. Operating with values such as integrity, respect, sincerity and honor, RCB Bank is an equal opportunity employer, striving to hire diverse employees who meet high standards of character, education and occupational qualifications. RCB Bank is dedicated to building Relationships, contributing to our Communities, and embracing our Boldness!

At RCB Bank, we believe that every role within our organization plays a critical part in delivering exceptional service to our customers and communities. The jobs we offer reflect our commitment to building strong, meaningful relationships and maintaining the highest standards of integrity, professionalism, and customer care. We are dedicated to fostering a culture where every team member understands their purpose and impact on our mission to serve the financial needs of our customers while contributing to the economic vitality of the communities we call home.

RCB Bank is committed to creating an outstanding experience for our customers in every single interaction, and we desire to differentiate RCB Bank from the competition through exceptional standards of service. All employees, whether in person, on the phone, through email, or online are expected to conduct themselves with the utmost level of professionalism and customer service while adhering to the RCB Bank standards of service: Integrity, Reputation, Professional, Empowered, Welcome, Ownership, Action, Responsive, Relational, and Excel.

What we’re looking for:

Someone responsible for providing excellent customer service and promoting Bank products/services while maintaining good relationships with current clients, past clients, and real estate professionals. Responsible for training and providing assistance to new or existing Mortgage Loan Originators.

What would make you a great fit:

• You have good interpersonal and communication skills to generate referral business and leads.
• You possess extensive knowledge of FHA, FNMA, FHLMC, VA, and Rural Development guidelines.
• You possess extensive knowledge of RESPA and MDIA compliance.
• You are self-motivated, organized, and skilled at prioritizing tasks.
• You enjoy helping people realize their dreams of home ownership.
• You care about your community and have a desire to be involved.

What you’ll do:

• Generate loans from outside sales calls including, but not limited to real estate companies, builders, relocation companies, and the public.
• Meet with prospective borrowers, review and analyze credit and financial information, determine borrower financing objectives, and present appropriate products, programs, and disclosures as required.
• Provide training and guidance to newly-hired mortgage loan staff.

What you must have:

• High school diploma or GED
• NMLS or the ability to obtain NMLS registration
• Financial organizational skills and financial information understanding
• Minimum of five (5) years’ experience in mortgage lending functions
• Customer service experience
• Sales experience preferably in the mortgage industry

What might set you apart:

• Bachelor’s degree in Finance, Accounting, or Business; or equivalent combination of education and experience

What you get:

A fun, challenging work environment with an emphasis on family, community, and technology. RCB Bank is also committed to ensuring the health and general wellbeing of all employees by providing a wide variety of competitive benefit programs that help you achieve the best fit for your family’s needs, including the following (subject to eligibility):

• Medical Plan
• Prescription Drug Plan
• Teladoc
• Dental Plan
• Vision Plan
• Flexible Spending Accounts (Healthcare & Dependent Care)
• Life and AD&D Insurance
• Disability Plans
• Life Assistance Plan (EAP)
• Multiple Supplemental Plans
• Sick Leave
• Paid Federal Holidays
• Vacation and PTO
• 401(k)
• ESOP

What you can expect:

Individuals in this position must be able to perform essential functions and physical demands within these documented working conditions with or without reasonable accommodation:

This position is in an office environment within a climate-controlled facility that can be high-traffic during peak service times. There is frequent use of the telephone, computer and other office equipment associated with this position. Individuals in this position are typically seated at their personal desk for most of the day.

The individual responsible for this role must be able to perform job functions with indirect supervision and work effectively as a member of a team and independently. The individual must be capable of working harmoniously with diverse personalities of co-workers, staff and customers. This position requires regular and reliable attendance and the ability to work varying hours.

What you might want to know about RCB Bank:

RCB Bank has been a responsible employer since 1936, standing firm on moral and ethical principles as a bank and as an employer while fulfilling our commitment to excellence. Operating with values such as integrity, respect, sincerity, and honor, RCB Bank is an equal opportunity employer, striving to hire employees who meet high standards of character, education and occupational qualifications.

Our employees are living, working, volunteering, and giving back in the communities we serve—they are the reason our customers love banking with us! To be an RCB Bank employee is to identify the needs of our customers and our communities and to build relationships that create opportunities to meet those needs. Without the dedication of our caring, principled leaders and employees, RCB Bank could not serve as a responsible citizen of the communities we serve or provide high-quality customer service. RCB Bank is dedicated to building Relationships, contributing to our Communities, and embracing our Boldness!

RCB Bank was established in Claremore, OK, and has since grown to over $4.1 billion in total assets and over 750 employees. Our branch network covers more than 60 locations across Oklahoma and Kansas. The purpose of RCB Bank is to meet the financial needs of our communities, its businesses, and its customers. RCB Bank is a progressive bank with a commitment to each of the communities we are in, which is why so many people say, "That's my bank!"

RCB Bank is an EOE. We offer EEO to all persons without regard to race, color, religion, age, marital or veterans’ status, sex, national origin, physical or mental disability, or any other legally protected class. RCB Bank is an EOE. We offer EEO to all persons without regard to race, color, religion, age, marital or veterans’ status, sex, national origin, physical or mental disability, or any other legally protected class.