LOAN COMPLIANCE SUPERVISOR

RCB Bank; Claremore (OK); Sur place; USD 75 000 - 110 000; Plein temps

Avantages offerts par ce poste

Medical Plan

Prescription Drug Plan

Teladoc

Dental Plan

Vision Plan

Flexible Spending Accounts

Life and AD&D Insurance

Disability Plans

Life Assistance Plan (EAP)

Multiple Supplemental Plans

Sick Leave

Paid Federal Holidays

Vacation and PTO

401(k)

ESOP

Résumé du poste

RCB Bank seeks a senior Loan Compliance leader to supervise specialists, ensuring accurate review of loan files and disclosures for compliance with federal/state lending regulations. You will guide policy updates and implementation, coordinating with auditors and regulators to maintain a strong compliance culture.

The role requires deep knowledge of loan regulations, leadership ability, and collaboration with internal teams to implement changes while maintaining exceptional service standards for

Qualifications

• High school diploma or GED.
• Minimum three (3) years of experience in a compliance department and/or specialized lending function in a banking environment, including a strong understanding of loan regulations, compliance, and industry best practices.
• Advanced experience with loan documentation and loan processing platforms.

Responsabilités

• Supervise and lead the Loan Compliance Specialists, including assigning workloads, monitoring performance, conducting regular one-on-ones, and facilitating professional development, ensuring the loan compliance team accurately reviews loan files, disclosures, and documentation for compliance with applicable laws and regulations.
• Monitor changes in lending regulations and compliance requirements; assist with policy updates and implementation of necessary changes in procedures and systems; maintain and update compliance tracking tools to monitor loan compliance performance.
• Oversee the preparation of preliminary and closing real estate disclosures; complete the Qualified Mortgage review to ensure all requirements are met under the guidelines; oversee the Flood review process and annual flood requirements.
• Collaborate with the Loan Compliance and Systems Manager to identify opportunities for process improvement, automation, and training within the compliance function; assist in training lending staff on compliance procedures and updates.
• Act as a liaison between the lending area and the compliance department, serving as a subject matter expert and providing guidance to lending staff regarding loan compliance matters.

Connaissances

Compliance

Leadership

Regulatory

Loan Documentation

Analytical

Microsoft Office

Formation

High School Diploma

Bachelor’s degree

Outils

Loan processing platforms

Description du poste

RCB Bank has been a responsible employer since 1936, standing firm on moral and ethical principles as a bank and as an inclusive employer while fulfilling our commitment to excellence. Operating with values such as integrity, respect, sincerity and honor, RCB Bank is an equal opportunity employer, striving to hire diverse employees who meet high standards of character, education and occupational qualifications. RCB Bank is dedicated to building Relationships, contributing to our Communities, and embracing our Boldness!

At RCB Bank, we believe that every role within our organization plays a critical part in delivering exceptional service to our customers and communities. The jobs we offer reflect our commitment to building strong, meaningful relationships and maintaining the highest standards of integrity, professionalism, and customer care. We are dedicated to fostering a culture where every team member understands their purpose and impact on our mission to serve the financial needs of our customers while contributing to the economic vitality of the communities we call home.

RCB Bank is committed to creating an outstanding experience for our customers in every single interaction, and we desire to differentiate RCB Bank from the competition through exceptional standards of service. All employees, whether in person, on the phone, through email, or online are expected to conduct themselves with the utmost level of professionalism and customer service while adhering to the RCB Bank standards of service: Integrity, Reputation, Professional, Empowered, Welcome, Ownership, Action, Responsive, Relational, and Excel.

What we’re looking for:

Somone to oversee the daily operations of the Loan Compliance team and to ensure compliance with all federal and state lending regulations, internal policies, and audit requirements. Someone to lead a team of Loan Compliance Specialists, providing direction, coaching, and support to ensure accuracy, efficiency, and timely completion of compliance tasks related to loan origination, servicing, and documentation. Someone to work closely with internal departments, auditors, and regulatory agencies to provide a strong compliance culture across RCB Bank. Someone responsible for implementation of new regulations and changes to regulations in the lending area to ensure compliance with all applicable lending regulations and banking laws.

What would make you a great fit:

• You possess a strong understanding of loan documentation requirements, financial regulations, and compliance standards, including lending laws
• You can manage multiple tasks/projects and meet deadlines in a fast-paced, deadline-driven environment.
• You have excellent interpersonal and communications skills, with the ability to build relationships and collaborate within a team, internally, and externally.
• You have strong critical thinking, analytical, and problem-solving skills and strong organizational skills with the ability to manage time and workflow to meet deadlines.
• You have working knowledge of applicable computer systems such as Microsoft Office Suite, including Excel, Word, and Outlook.
• You care about your community and have a desire to be involved.

What you’ll do:

• Supervise and lead the Loan Compliance Specialists, including assigning workloads, monitoring performance, conducting regular one-on-ones, and facilitating professional development, ensuring the loan compliance team accurately reviews loan files, disclosures, and documentation for compliance with applicable laws and regulations.
• Monitor changes in lending regulations and compliance requirements; assist with policy updates and implementation of necessary changes in procedures and systems; maintain and update compliance tracking tools to monitor loan compliance performance.
• Oversee the preparation of preliminary and closing real estate disclosures; complete the Qualified Mortgage review to ensure all requirements are met under the guidelines; oversee the Flood review process and annual flood requirements.
• Collaborate with the Loan Compliance and Systems Manager to identify opportunities for process improvement, automation, and training within the compliance function; assist in training lending staff on compliance procedures and updates.
• Act as a liaison between the lending area and the compliance department, serving as a subject matter expert and providing guidance to lending staff regarding loan compliance matters.

What you must have:

• High school diploma or GED
• Minimum three (3) years of experience in a compliance department and/or specialized lending function in a banking environment, including a strong understanding of loan regulations, compliance, and industry best practices
• Advanced experience with loan documentation and loan processing platforms

What might set you apart:

• Bachelor’s degree in a business-related field
• Minimum two (2) years of experience developing, training, leading, and motivating high-performing teams

What you get:

A fun, challenging work environment with an emphasis on family, community, and technology. RCB Bank is also committed to ensuring the health and general wellbeing of all employees by providing a wide variety of competitive benefit programs that help you achieve the best fit for your family’s needs, including the following (subject to eligibility):

• Medical Plan
• Prescription Drug Plan
• Teladoc
• Dental Plan
• Vision Plan
• Flexible Spending Accounts (Healthcare & Dependent Care)
• Life and AD&D Insurance
• Disability Plans
• Life Assistance Plan (EAP)
• Multiple Supplemental Plans
• Sick Leave
• Paid Federal Holidays
• Vacation and PTO
• 401(k)
• ESOP

What you can expect:

Individuals in this position must be able to perform essential functions and physical demands within these documented working conditions with or without reasonable accommodation: This position is in an office environment within a climate-controlled facility that can be high-traffic during peak service times. There is frequent use of the telephone, computer and other office equipment associated with this position. Individuals in this position are typically seated at their personal desk for most of the day.

The individual responsible for this role must be able to perform job functions with indirect supervision and work effectively as a member of a team and independently. The individual must be capable of working harmoniously with diverse personalities of co-workers, staff and customers. This position requires regular and reliable attendance and the ability to work varying hours.

What you might want to know about RCB Bank:

RCB Bank has been a responsible employer since 1936, standing firm on moral and ethical principles as a bank and as an employer while fulfilling our commitment to excellence. Operating with values such as integrity, respect, sincerity, and honor, RCB Bank is an equal opportunity employer, striving to hire employees who meet high standards of character, education and occupational qualifications.

Our employees are living, working, volunteering, and giving back in the communities we serve—they are the reason our customers love banking with us! To be an RCB Bank employee is to identify the needs of our customers and our communities and to build relationships that create opportunities to meet those needs. Without the dedication of our caring, principled leaders and employees, RCB Bank could not serve as a responsible citizen of the communities we serve or provide high-quality customer service. RCB Bank is dedicated to building Relationships, contributing to our Communities, and embracing our Boldness!

RCB Bank was established in Claremore, OK, and has since grown to over $4.1 billion in total assets and over 750 employees. Our branch network covers more than 60 locations across Oklahoma and Kansas. The purpose of RCB Bank is to meet the financial needs of our communities, its businesses, and its customers. RCB Bank is a progressive bank with a commitment to each of the communities we are in, which is why so many people say, "That’s my bank!"

RCB123

RCB Bank is an EOE. We offer EEO to all persons without regard to race, color, religion, age, marital or veterans’ status, sex, national origin, physical or mental disability, or any other legally protected class. RCB Bank is an EOE. We offer EEO to all persons without regard to race, color, religion, age, marital or veterans’ status, sex, national origin, physical or mental disability, or any other legally protected class.