Sr. Mortgage Loan Officer

Rosedale Bank; Parkville (MD); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Competitive compensation and benefits

Opportunities for career growth

Community involvement

Job summary

A community bank in Maryland seeks a Senior Mortgage Loan Officer to join its Residential Lending team. This role involves originating residential mortgage loans, developing a strong referral network, and guiding customers through the mortgage process. Applicants should have over 5 years of lending experience, an active NMLS license, and strong interpersonal skills. This position offers competitive compensation and benefits, focusing on customer success and community involvement.

Qualifications

• 5+ years of residential lending experience.
• At least 3 years in a sales/loan originator capacity.
• Active NMLS license required.

Responsibilities

• Source and develop new mortgage loan business.
• Conduct borrower consultations to assess financial needs.
• Guide customers through the mortgage process.

Skills

Interpersonal skills

Customer service skills

Negotiation skills

Attention to detail

Decision-making skills

Education

High School Diploma

Associate degree or college coursework

Tools

Encompass LOS

Job description

Join Rosedale Bank and Be a Part of OUR STORY

At Rosedale Bank, we pride ourselves on being a true community bank. With a rich 117-year history, over $1 billion in assets, 13 retail branch locations across Maryland, and a team of approximately 150 dedicated employees, we are committed to making a difference-for our customers, our communities, and our people.

We believe what sets us apart is our strong commitment to our employees, with a focus on engagement, recognition, work/life balance, growth and development, personal connections, and delivering an exceptional personal-touch customer experience.

About the Role

We are seeking an experienced and motivated Sr.Mortgage Loan Officer to join our Residential Lending team. In this role, you will originate residential mortgage loans by developing and maintaining a strong network of referral sources and cultivating new business opportunities for the Bank. You'll play a critical role in helping customers achieve their dream of homeownership while supporting the Bank's strategic initiatives to grow consumer and residential lending.

Key Responsibilities:

• Proactively source and develop new mortgage loan business through networking, referrals, community involvement, and marketing efforts.
• Conduct borrower consultations to assess financial needs, evaluate risk, and recommend appropriate loan products.
• Guide customers through the mortgage process from application to closing, ensuring a smooth and positive experience.
• Maintain and manage a pipeline of active loans and accurate records using CRM and loan origination systems.
• Meet or exceed monthly and quarterly loan production goals.
• Engage in persuasive sales activities and cross-promote other Bank products and services.

What you bring:

• High School Diploma required; Associate degree or college coursework preferred.
• 5+ years of residential lending experience, with at least 3 years in a sales/loan originator capacity.
• Active NMLS license required.
• Proven track record of self-sourced mortgage business and established referral network.
• Experience with Encompass LOS preferred.
• Extensive knowledge of residential loan origination activities and regulations.
• Strong interpersonal, customer service, and negotiation skills.
• Ability to work independently, manage time effectively, and maintain confidentiality.
• Excellent communication, attention to detail, and decision-making skills.

Working Conditions/Physical Requirements

• Must be able to remain standing for long periods (approximately 50% of the time).
• Occasionally move about the office to access files and equipment.
• Frequent use of computers and office equipment.
• Ability to travel and work a flexible schedule to accommodate customer needs.

Why Rosedale Bank?

• Competitive compensation and benefits
• Opportunities for career growth and professional development
• A culture rooted in community, connection, and care
• Employee involvement in charitable giving, financial literacy, and local outreach
• A workplace that values you-your voice, your growth, and your impact

Ready to help customers achieve their dream of homeownership while growing your career?
Apply today to become our next Senior Mortgage Loan Officer and make a difference in your community.

We are an equal opportunity employer. Employment selection and related decisions are made without regard to race, color, religion, sex or gender (including pregnancy), age, marital status, disability, national origin, veteran status, sexual orientation, gender identity, genetic information or any other protected class.