Sr. Manager/ Associate Director- Credit Risk Manager / Credit Risk Strategy

Tiger Analytics, LLC; Chicago (IL); On-site; USD 80,000 - 120,000; Full time

Job summary

Join a pioneering analytics firm that is redefining what AI can achieve in solving complex organizational challenges. As a Credit Risk Strategy Specialist, you will lead the development and management of credit risk strategies, ensuring they align with enterprise profitability and risk tolerance. This role offers a unique opportunity to thrive in a fast-growing, entrepreneurial environment where your contributions directly impact the success of various Fortune 100 companies. With significant career development opportunities, you will utilize advanced statistical modeling and collaborate with business partners to optimize credit risk strategies. If you are passionate about data-driven decision-making and have a robust background in consumer credit risk, this position is perfect for you.

Qualifications

• 8+ years of experience in a quantitative field is required.
• Strong hands-on experience with credit risk strategies.

Responsibilities

• Develop and manage credit risk strategies aligned with profitability.
• Analyze macro-economic data to recommend credit strategy changes.

Skills

Consumer Credit Risk Expertise

Strategy Optimization

Statistical Modeling Techniques

A/B Testing

Decision Trees

Regression Analysis

Education

Bachelor's Degree in Statistics, Economics, or Engineering

Equivalent Internship or Research Experience

Job description

Tiger Analytics is pioneering what AI and analytics can do to solve some of the toughest problems faced by organizations globally. We develop bespoke solutions powered by data and technology for several Fortune 100 companies. We have offices in multiple cities across the US, UK, India, and Singapore, and a substantial remote global workforce. Our business value and leadership has been recognized by various market research firms, including Forrester and Gartner.

We are seeking an experienced Credit Risk Strategy Specialist to lead the development and management of credit risk strategies, ensuring alignment with enterprise profitability and risk tolerance. The ideal candidate will have hands-on expertise in consumer credit risk, strategy optimization, and advanced statistical modeling techniques.

Responsibilities:

• Hands-on experience with credit risk strategies.
• Develop, manage, and maintain reporting and oversight of consumer credit risk appetite, tolerance, and thresholds, including awareness of consumer credit strategies and the implications of changes in strategy to the profitability of the enterprise.
• Evaluate credit loss assumptions for benign and stress case scenarios used for strategy development.
• Gather and analyze macro-economic data, competitive benchmarking data, and determine impacts to ongoing portfolio performance; recommend credit strategy changes as appropriate.
• Use statistical techniques such as decision trees, regression, and other advanced predictive modeling, A/B testing to optimize credit risk.
• Develop, implement, and maintain processes for targeted review of credit strategies across all consumer lending products, including performing a risk assessment on the overall portfolio. Collaborate with credit strategy teams to mitigate any identified credit risk concerns and report findings through the appropriate, established governance processes.
• Interact with business partners, senior management, governance committees, and regulators to present analytic findings and portfolio-risk ranking processes in a clear, complete, and concise manner.
• Implement and maintain independent credit risk portfolio reporting across all consumer lending products.
• 8+ years of experience in Statistics, Economics, Engineering, quantitative field, equivalent internship, or research experience.

Significant career development opportunities exist as the company grows. The position offers a unique opportunity to be part of a small, fast-growing, challenging, and entrepreneurial environment, with a high degree of individual responsibility.