Sr. Manager/ Associate Director- Credit Risk Manager / Credit Risk Strategy

ZipRecruiter; Chicago (IL); Remote; USD 80,000 - 120,000; Full time

Job summary

Join a pioneering analytics firm as a Credit Risk Strategy Specialist, where you will lead the development of innovative credit risk strategies. This role offers a unique opportunity to work in a fast-growing, entrepreneurial environment, driving impactful decisions for major clients. You will utilize advanced statistical techniques and collaborate with senior management to enhance portfolio performance. If you're passionate about data-driven solutions and eager to make a difference, this position is perfect for you!

Benefits

Career Development Opportunities

Entrepreneurial Environment

High Degree of Individual Responsibility

Qualifications

• 8+ years of experience in credit risk strategy and statistical modeling.
• Hands-on expertise in consumer credit risk and strategy optimization.

Responsibilities

• Develop and manage credit risk strategies aligned with profitability.
• Analyze macroeconomic data to recommend credit strategy adjustments.

Skills

Credit Risk Strategies

Statistical Modeling

Data Analysis

Decision Trees

Regression Techniques

A/B Testing

Education

Statistics

Economics

Engineering

Job description

Job Description

Tiger Analytics is pioneering what AI and analytics can do to solve some of the toughest problems faced by organizations globally. We develop bespoke solutions powered by data and technology for several Fortune 100 companies. We have offices in multiple cities across the US, UK, India, and Singapore, and a substantial remote global workforce. Our business value and leadership have been recognized by various market research firms, including Forrester and Gartner.

We are seeking an experienced Credit Risk Strategy Specialist to lead the development and management of credit risk strategies, ensuring alignment with enterprise profitability and risk tolerance. The ideal candidate will have hands-on expertise in consumer credit risk, strategy optimization, and advanced statistical modeling techniques.

Requirements

1. Hands-on experience with credit risk strategies.
2. Develop, manage, and maintain reporting and oversight of consumer credit risk appetite, tolerance, and thresholds. This includes understanding consumer credit strategies and the implications of changes in strategy on enterprise profitability.
3. Evaluate credit loss assumptions for benign and stress scenarios used in strategy development.
4. Gather and analyze macroeconomic data and competitive benchmarking data to determine impacts on ongoing portfolio performance, and recommend credit strategy adjustments as appropriate.
5. Utilize statistical techniques such as decision trees, regression, and other advanced predictive modeling, including A/B testing, to optimize credit risk.
6. Develop, implement, and maintain processes for targeted review of credit strategies across all consumer lending products, including performing risk assessments on the overall portfolio. Collaborate with credit strategy teams to mitigate identified credit risks and report findings through established governance processes.
7. Engage with business partners, senior management, governance committees, and regulators to present analytic findings and portfolio risk processes clearly and concisely, both orally and in writing.
8. Implement and maintain independent credit risk portfolio reporting across all consumer lending products.
9. Minimum of 8 years of experience in Statistics, Economics, Engineering, or a related quantitative field, or equivalent research experience.

Benefits

Significant career development opportunities exist as the company grows. This position offers a unique chance to be part of a small, fast-growing, entrepreneurial environment with a high degree of individual responsibility.