Sr. Loss Control Representative

Priority Dispatch Corp.; Town of Florida, Northern (NY, KY); Hybrid; USD 70,000 - 95,000; Full time

Benefits offered by this job

Medical coverage

HSA contribution

401(k) with employer match

Generous PTO & holidays

Volunteer days

Employee Assistance Program

Life and disability insurance

Dental and vision coverage

Education assistance

Job summary

Bankers Insurance Group is seeking a Senior Loss Control Representative to join our Commercial Insurance team in Saint Petersburg, FL. The role blends field inspections with oversight of third-party vendors to ensure accurate risk assessments for small commercial, Builders Risk, and inland marine exposures.

You will advise underwriters, agents, and insureds to shape risk appetite, improve safety, and maintain a profitable book of business. Travel up to 30% and 70% in-office work required.

Qualifications

• Bachelor’s degree required in risk management, insurance, engineering, occupational safety, or related field.
• 5–7+ years in loss control or commercial risk management, preferably small business and construction exposures.
• Industry certifications such as CFSP, ARM, CSP, or CRM are strongly preferred.

Responsibilities

• Perform comprehensive risk evaluations for small commercial properties and Builders Risk clients, on-site and virtually.
• Examine construction, site security, operations, and contractor practices to identify hazards.
• Evaluate inland marine risks including construction projects, equipment on premises, and goods in transit.
• Oversee relationships with outsourced inspection vendors to ensure service quality and turnaround time.
• Create loss control reports with risk ratings, visuals, and prioritized recommendations.
• Collaborate with underwriters to align field assessments with coverage decisions.
• Mentor underwriting associates and contribute to team education on construction and field risk topics.

Skills

Risk assessment

Inspection

Vendor management

Communication with underwriters

Education

Bachelor’s degree in Risk Management, Insurance, Engineering, Occupational Safety, or related field

Job description

Job DetailsJob Location: BFC HQ - Saint Petersburg, FL 33701Location: St. Petersburg, FL - Must be able to work onsite at our downtown St. Petersburg headquarters three days per week, effective immediately.

Why Join Us?

At Bankers Insurance Group, we offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance.

• Medical Coverage through Blue Cross Blue Shield, including 100% preventive care and 24/7 telehealth
• Up to $2,000 annual HSA contribution for eligible plans
• 401(k) with automatic enrollment and a competitive, company performance-driven employer match to support your retirement goals
• Highly competitive, generous PTO program with flexible time off, 10 paid holidays, and paid volunteer days to support rest, balance, and community involvement
• Mental health & wellbeing support with a free, confidential Employee Assistance Program
• Company-paid life and disability insurance for added peace of mind
• Dental and vision coverage with strong preventive care
• Education assistance to support your professional growth

We go beyond the basics, investing in benefits that help you stay healthy, plan for the future, and maintain balance in your everyday life!

Founded in 1976, Bankers Insurance Group has grown from a small local company to a diverse corporation known for its innovative insurance products and superior customer service. Bankers Insurance offers a variety of property and casualty products and services. Among the company’s products are business owners, builder’s risk, personal and commercial flood, as well as specialized coverages. Insurance and financial services remain at the core of our business, and we’re proud of our more than 45+ year track record of expertise and service. We recognize the changes taking place in our domestic and global economy, as well as our society. We strive to respond to those changes with a spirit of understanding, growth, innovation, and entrepreneurship, developing new products, services, and partnerships.

Position Summary

At Bankers Insurance Group, we are deeply committed to protecting and empowering small businesses. As we expand our footprint in the Businessowners Policy (BOP) and Builders Risk segments, we are seeking a forward-thinking and experienced Senior Loss Control Representative to join our growing Commercial Insurance team.

This role plays a critical part in our risk management strategy—blending direct fieldwork with strategic oversight of third-party vendors to ensure our underwriting decisions are grounded in accurate, real-world risk assessment. The Senior Loss Control Representative will conduct select in-person and virtual inspections, while also managing the relationship with our inspection partners to ensure timely, thorough, and scalable risk evaluations.

You’ll also serve as a trusted risk advisor to underwriters, agents, and insureds—helping shape risk appetite, improve safety outcomes, and maintain a profitable book of business in both small commercial and construction sectors. As we scale our Builders Risk and inland marine capabilities, you will play a leadership role in helping shape the future of our loss control practice.

Essential Functions

Risk Assessment & Inspection

• Perform comprehensive risk evaluations for small commercial properties and Builders Risk clients, both on-site and virtually.
• Examine building construction, site security, business operations, and contractor practices to identify hazards and vulnerabilities.
• Evaluate inland marine risks including construction projects (new and renovation), equipment on premises, jobsite storage, housekeeping, and goods in transit.
• Oversee relationships with outsourced inspection vendors to ensure service quality, turnaround time, and alignment with underwriting expectations.
• Review vendor reports for accuracy and completeness; ensure inspections capture the appropriate scope of risk from an underwriting and risk management perspective.
• Establish inspection priorities, protocols, and escalation processes that support a scalable and proactive risk management strategy.

Loss Prevention & Risk Mitigation

• Deliver clear, actionable recommendations to help policyholders reduce loss frequency and severity.
• Support small business clients in implementing safety training, fire prevention measures, and disaster preparedness programs.
• Serve as a practical risk management advisor—balancing real-world client challenges with effective mitigation strategies.

Reporting & Underwriting Support

• Create thorough loss control reports with risk ratings, visual documentation, and prioritized recommendations.
• Review and validate reports from outsourced inspection vendors to ensure they meet underwriting standards and support accurate risk selection.
• Provide quality assurance feedback to vendors and elevate issues that impact underwriting decisions or service timelines.
• Maintain risk profiles and collaborate with underwriters to ensure alignment between field assessments and coverage decisions.
• Offer specialized insights on inland marine and Builders Risk exposures to support complex underwriting scenarios.

Collaboration & Relationship Management

• Serve as a trusted technical resource for underwriters, agents, brokers, and policyholders.
• Help build confidence with agents and clients by translating field findings into clear, constructive conversations.
• Mentor underwriting associates and contribute to team education efforts related to construction and field-based risk topics.

Professional Development & Compliance

• Stay current on construction safety standards, NFPA and IBC codes, OSHA regulations, and industry-specific risk trends.
• Ensure all loss control activity adheres to legal, ethical, and company standards.
• Contribute to the evolution of internal guidelines, inspection protocols, and vendor oversight procedures.

Travel

Up to 30% travel is required for in-field work, and 70% of time is spent in the office.

QualificationsRequired Education and Experience

Bachelor’s degree in Risk Management, Insurance, Engineering, Occupational Safety, or related field

Preferred Education and Experience

• 5–7+ years in loss control or commercial risk management, preferably focused on small business and construction exposures.
• Industry certifications such as CFSP, ARM, CSP, or CRM are strongly preferred.
• Strong understanding of BOP and Builders Risk coverages and the specific challenges small commercial clients face.
• Excellent written and verbal communication skills with the ability to explain technical concepts to non-experts.
• Comfortable working independently in the field and collaborating cross-functionally with underwriting, product, and distribution teams.

The preceding position description has been designed to indicate the general nature of the work performed, the level of knowledge and skills typically required, and the usual working conditions of this position. It is not designed to contain or be interpreted as a comprehensive, complete, or exclusive list of the duties of the position. Additional and different duties may be assigned from time to time.

We are an E-Verify company.

Bankers Financial Corporation and its subsidiaries are Equal Opportunity Employers. We do not discriminate on the basis of race, color, religion, sex, national origin, age, disability, veteran status, or any other status protected by law. We are committed to providing reasonable accommodations to qualified individuals with disabilities.

Employment with Bankers Financial Corporation and its subsidiaries is at-will, meaning that either the employee or the company may terminate the employment relationship at any time, with or without cause or notice. Employment may also be contingent upon the successful completion of a background check and/or drug screening, where applicable. Applicants must be authorized to work in the United States.