Sr. Liquidity Risk Analyst (ILST)

U.S. Bank; Charlotte (NC); On-site; USD 98,000 - 116,000; Full time

Benefits offered by this job

Health insurance

Life insurance

Disability coverage

Parental leave

401(k) plan

Vacation days

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Sr. Liquidity Risk Analyst to support the Internal Liquidity Stress Testing framework within Treasury.

The role combines reporting, project management, and strategic planning, including developing liquidity stress testing methodologies and maintaining ILST documentation. The candidate will collaborate with risk partners, perform daily valuation reporting, and contribute to longer-term projects while applying strong analytical and coding skills.

Qualifications

• Bachelor's degree or equivalent work experience.
• Typically five or more years of related experience.
• Master's degree preferred.

Responsibilities

• Lead initiatives supporting the Company’s Internal Liquidity Stress Testing framework.
• Collaborate with business, product, and risk partners to develop liquidity stress testing methodologies.
• Maintain ILST framework documentation and remediate internal and supervisory findings or feedback.
• Complete daily reporting on actual and forecasted valuations.
• Support longer-term projects, project management, and strategic planning.
• Prioritize multiple workstreams and apply technical and coding skills to solve problems.

Skills

Financial analysis

Forecasting

Data analysis

Problem solving

Critical thinking

Time management

Macro economics

Education

Bachelor's degree

Master's degree

Tools

SQL

Python

VBA

Job description

Job Description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

This Sr. Liquidity Risk Analyst will support the Company’s Internal Liquidity Stress Testing framework within Treasury. The role combines reporting, project management, and strategic planning, including developing liquidity stress testing methodologies, maintaining ILST documentation, and remediating internal and supervisory findings.

Key Responsibilities

• Lead initiatives supporting the Company’s Internal Liquidity Stress Testing framework.
• Collaborate with business, product, and risk partners to develop liquidity stress testing methodologies.
• Maintain ILST framework documentation and remediate internal and supervisory findings or feedback.
• Complete daily reporting on actual and forecasted valuations.
• Support longer-term projects, project management, and strategic planning.
• Prioritize multiple workstreams and apply technical and coding skills to solve problems.

Basic Qualifications

Bachelor's degree, or equivalent work experience. Typically five or more years of related experience.

Preferred Skills/Experience

• Working knowledge of financial analysis techniques, general accounting procedures, forecasting, and planning.
• Strong mathematical, analytical, data analysis, problem-solving, and critical-thinking skills.
• Technical skills related to data mining and visualization tools, including Microsoft Office and SQL; Python or VBA experience preferred.
• Experience in Treasury, Asset Liability Management, Balance Sheet Management, or another finance-related function.
• Strong organization, time management, and calendar management skills.
• Foundational understanding of macroeconomic theories and concepts.
• Master's degree preferred.

Location Expectations

This role requires working from a U.S. Bank location three (3) or more days per week. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind.

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements).

Pay Range: $98,175.00 - $115,500.00. U.S. Bank will consider qualified applicants with arrest or conviction records for employment.

U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

About U.S. Bank

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what you excel at—all from Day One.