Sr. Life Underwriter

Farm Bureau Financial Services; West Des Moines (IA); Hybrid; USD 75,000 - 110,000; Full time

Benefits offered by this job

401K with match

Health, dental and vision benefits

Life and disability insurance options

Paid time off, holidays and volunteer

Job summary

Farm Bureau Financial Services in West Des Moines, IA seeks a Senior Life Underwriter to manage total case load, review comprehensive underwriting data, and determine final risk suitability. The role supports collaboration with underwriters, Medical Director, and reinsurers while adhering to regulatory requirements.

Ideal candidates have a college degree with 5+ years life insurance experience, and may hold FLMI/FALU/CLU designations or be pursuing them. Hybrid work arrangement is available.

Qualifications

• College degree or equivalent plus 5 years of life insurance experience preferred.
• FLMI, FALU and CLU designation(s) preferred (or currently working towards).
• Keep current with changes in the industry and risk selection.
• Familiarity with Windows and Microsoft Office software preferred.
• Excellent oral and written communication skills.
• Must have life underwriting experience and/or a medical background.
• Must be able to work from our office located in West Des Moines, IA (hybrid home/office work schedule).

Responsibilities

• Review applications, examinations, laboratory and other test results, medical and financial records to determine suitability.
• Work independently with assistants and consult with other underwriters, Medical Director, reinsurance companies and experts in accounting and legal.
• Adhere to department policies and procedures and comply with government regulations; participate in seminars and state meetings.

Skills

Life underwriting experience

Medical background

Excellent communication skills

Analytical thinking

Education

College degree or equivalent

FLMI / FALU / CLU designation preferred or pursuing

Tools

Windows

Microsoft Office

Job description

Senior Life Underwriter

Do you have a medical background and/or previous experience underwriting life insurance? Are you a problem solver with great analytical thinking skills, as well as strong organizational skills? Are you a go-getter with high initiative, a positive attitude and a lifelong learner? If so, this Senior Life Underwriter opportunity could be a fit for you!

Who We Are:

With Farm Bureau Financial Services, our client/members can feel confident knowing their family, home, cars and other property are protected. We value a culture where integrity, teamwork, passion, service, leadership and accountability are at the heart of every decision we make and every action we take. We're proud of our more than 80-year commitment to protecting the livelihoods and futures of our client/members and creating an atmosphere where our employees thrive.

What You'll Do:

As a Senior Life Underwriter, you will be responsible for the total case management of all applications assigned. This position involves reviewing applications, examinations, laboratory and other test results, medical and financial records, all documents required to comply with state and federal regulations and determining suitability. Familiarity with Accelerated Underwriting and interpreting underwriting data is desirable. You will work independently, with support from the assistants, but also may consult with other underwriters, Medical Director, reinsurance companies and experts in other disciplines such as accounting and legal. As a Senior Life Underwriter, you must adhere to department policies and procedures and comply with government regulations. There are times where this role would be responsible for training our agency force in the participation of seminars, and agency or statewide meetings.

What It Takes To Join Our Team

• College degree or equivalent plus 5 years of life insurance experience preferred.
• FLMI, FALU and CLU designation(s) preferred (or currently working towards).
• Keep current with changes in the industry and risk selection.
• Familiarity with Windows and Microsoft Office software preferred.
• Excellent oral and written communication skills.
• Must have life underwriting experience and/or a medical background.
• Must be able to work from our office located in West Des Moines, IA (hybrid home/office work schedule)

What We Offer You:

When you're on our team, you get more than a great paycheck. You'll hear about career development and educational opportunities. We offer an enhanced 401K with a match, low-cost health, dental, and vision benefits, and life and disability insurance options. We also offer paid time off, including holidays and volunteer time, and teams who know how to have fun. Add to that an onsite wellness facility with fitness classes and programs, a cafeteria, and for many positions, even consideration for a hybrid work arrangement.

Farm Bureau....where the grass really IS greener!

Work Authorization/Sponsorship:

At this time, we are not considering candidates that need any type of immigration sponsorship now or in the future, such as additional or permanent work authorization. Applicants must be currently authorized to work in the United States on a full-time, permanent basis. We are not able to sponsor now or in the future, or take over sponsorship of, an employment visa or work authorization for this role. For example, we are not considering candidates with OPT status.