Sr Credit Analyst

Hydro; Pittsburgh (Allegheny County); Hybrid; USD 85,000 - 110,000; Full time

Benefits offered by this job

Medical, Rx, Dental, Disability, Life

Retirement savings with company match

Education assistance

Bonus plan eligibility

Parental leave

Job summary

Hydro North America seeks a Senior Credit Analyst to evaluate customer credit risk, set terms, and monitor portfolio health. You will work with Sales, Legal, and Operations to balance risk and business goals, reporting to the Group Credit Manager.

Strong financial acumen and detail orientation are essential for success. The role demands seven years of credit analysis experience and a solid foundation in financial statements, credit reports, and ERP systems.

Qualifications

• High School Diploma/GED.
• Minimum of seven (7) years of relevant experience in credit analysis accounts receivable or a related finance function.
• Bachelor's degree in finance, accounting, economics or related field.
• Proficiency in credit reports and agency tools such as Dun & Bradstreet and Moody's.

Responsibilities

• Conduct in-depth credit analysis using financial statements, agency reports, payment history, and market intelligence.
• Lead and influence credit reviews for high-exposure accounts with well-supported recommendations.
• Proactively manage portfolio risk by analyzing exposure, payment behavior, and financial trends.
• Partner with Sales, Customer Service, Legal, and operations to resolve credit and collection issues.
• Oversee documentation of credit decisions and activity through ERP systems and shared tools.
• Drive process improvements and mentor junior team members.

Skills

Credit analysis

Financial analysis

Excel proficiency

ERP systems

Communication

Education

Bachelor's degree in finance

High School Diploma/GED

Tools

SAP S/4HANA

Oracle

Job description

Hydro Global Business Services (GBS) is an organizational area that operates as an internal service provider for the Hydro group. Its ultimate purpose is to deliver relevant IT, financial and HR business services to all business areas within the company.

What we offer you

• Medical, Rx, Dental, Disability, Life Insurance, Flexible Spending Accounts
• Retirement Savings Plans with Company Match/Contributions
• Education Assistance
• Bonus Plan Eligibility
• Parental Leave

Location: Moon Township/Hybrid

Job Summary:

The Senior Credit Analyst plays a key role in evaluating customer credit risk and supporting sound business decisions. This position is responsible for analyzing the creditworthiness of new and existing customers, recommending credit limits and terms, monitoring portfolio risk, and partnering with internal teams to help balance risk management with business objectives. The ideal candidate brings strong financial analysis skills, sound judgement, attention to detail, and the ability to manage complex accounts in a fast-paced environment. This position reports to the Group Credit Manager.

What you will be doing

• Conduct in-depth credit analysis using financial statements, agency reports, payment history, and market intelligence to evaluate customer creditworthiness and support complex credit decisions for new and existing customers.
• Lead and influence credit reviews for high-exposure, strategically significant, and elevated-risk accounts, providing well-supported recommendations and escalating concerns to senior leadership when appropriate.
• Proactively manage portfolio risk by analyzing customer exposure, payment behavior, financial trends, and changing risk indicators to identify and mitigate potential losses.
• Serve as a key partner to Sales, Customer Service, Legal, and operations teams to resolve complex credit, collection, dispute, and account issues while balancing commercial objectives with sound risk management practices.
• Oversee accurate documentation of credit decisions, account activity, customer communications, and account maintenance through ERP systems, ServiceNow, and other shared business tools.
• Drive continuous improvement through leadership in credit-related projects, process enhancements, and system initiatives while mentoring junior team members and maintaining advanced knowledge of construction lien processes, project-based credit risk, and related compliance requirements.
• Other duties as assigned.

What will make you successful?

Required Education/Experience:

• High School Diploma/GED
• Minimum of seven (7) years of relevant experience in credit analysis accounts receivable or a related finance function.

Preferred Skills/Qualifications:

• Bachelor's degree in finance, accounting, economics or related field.
• Proficiency in French or Spanish.
• Strong understanding of financial statements, commercial credit reports, and credit agency tools such as Dun & Bradstreet and Moody's.
• Ability to assess risk, apply sound judgement, and make clear, well supported credit recommendations.
• Solid knowledge of credit risk management, collections practices, account monitoring, and issue resolution.
• Strong communication and organizations skills with the ability to manage multiple priorities.
• Advanced proficiency in Microsoft Excel and experience working with ERP or enterprise financial systems such as SAP S/4HANA, Oracle, or similar platforms.

Equal opportunities

Hydro in North America is an Equal Opportunity Employer where all phases of employment are based strictly upon the qualifications of the individual as related to the work requirements of the position. This policy is applied without regard to race, sex, sexual orientation, gender identity, religion, national origin, ancestry, age, disability, veteran status, marital status or any other category protected by law. We strive to provide equal opportunities for all to contribute and succeed with us.

As part of our recruitment process, we may use job-related assessments in selected roles. These tools help us better understand work-related strengths and support a fair and consistent hiring process. Any assessment results are reviewed together with your experience, qualifications, and interviews, and are never used as the sole basis for hiring decisions.

If you need an accommodation in order to complete the application, please contact Hydro Recruiting via email at [e-mail]