Senior Credit Analyst - Hybrid Role, Risk & Growth

Norsk Hydro; Moon Township (Allegheny County); Hybrid; USD 85,000 - 110,000; Full time

Benefits offered by this job

Retirement Savings Plans with Company

Education Assistance

Bonus Plan Eligibility

Job summary

Norsk Hydro in Moon Township, PA is seeking a Senior Credit Analyst to evaluate customer credit risk and support business decisions. The role involves analyzing creditworthiness of new and existing customers, recommending limits and terms, and monitoring portfolio risk in a fast-paced environment.

Reports to the Group Credit Manager. The ideal candidate will have strong financial analysis skills, sound judgement, attention to detail, and the ability to manage complex accounts.

Qualifications

• High School Diploma or GED required.
• Minimum seven years of relevant experience in credit analysis or a related finance function.
• Bachelor’s degree in finance, accounting, economics or related field preferred.
• Proficiency in French or Spanish.
• Strong knowledge of financial statements, commercial credit reports, and credit agency tools such as Dun & Bradstreet and Moody’s.
• Ability to assess risk, apply sound judgement, and make clear, well supported credit recommendations.
• Solid knowledge of credit risk management, collections practices, account monitoring, and issue resolution.
• Strong communication and organizational skills with the ability to manage multiple priorities.
• Advanced proficiency in Microsoft Excel and experience working with ERP or enterprise financial systems such as SAP S/4HANA, Oracle, or similar platforms.

Responsibilities

• Conduct in-depth credit analysis using financial statements, agency reports, payment history, and market intelligence to evaluate customer creditworthiness and support complex credit decisions for new and existing customers.
• Lead and influence credit reviews for high-exposure, strategically significant, and elevated-risk accounts, providing well-supported recommendations and escalating concerns to senior leadership when appropriate.
• Proactively manage portfolio risk by analyzing customer exposure, payment behavior, financial trends, and changing risk indicators to identify and mitigate potential losses.
• Serve as a key partner to Sales, Customer Service, Legal, and operations teams to resolve complex credit, collection, dispute, and account issues while balancing commercial objectives with sound risk management practices.
• Oversee accurate documentation of credit decisions, account activity, customer communications, and account maintenance through ERP systems, ServiceNow, and other shared business tools.
• Drive continuous improvement through leadership in credit-related projects, process enhancements, and system initiatives while mentoring junior team members and maintaining advanced knowledge of construction lien processes, project-based credit risk, and related compliance requirements.
• Other duties as assigned.

Skills

Credit analysis

Financial analysis

Risk management

Communication

Education

High School Diploma/GED

Bachelor’s degree in finance, accounting, economics or related field

Tools

SAP S/4HANA

Oracle ERP

Microsoft Excel

Dun & Bradstreet

Moody's

Job description

Norsk Hydro in Moon Township, PA is seeking a Senior Credit Analyst to evaluate customer credit risk and support business decisions. The role involves analyzing creditworthiness of new and existing customers, recommending limits and terms, and monitoring portfolio risk in a fast-paced environment.

Reports to the Group Credit Manager. The ideal candidate will have strong financial analysis skills, sound judgement, attention to detail, and the ability to manage complex accounts.