Sr Credit Analyst

Executive Recruiting Consultants; Dell Rapids (SD); On-site; USD 80,000 - 120,000; Full time

Benefits offered by this job

Health benefits

401k match

Bonuses

Wellness program

Adoption assistance

Paid volunteer hours

Job summary

Executive Recruiting Consultants is seeking a Sr Credit Analyst to evaluate complex commercial credit requests, analyze financials, and support sound lending decisions. You will partner with relationship managers to structure financing solutions and maintain a high-quality loan portfolio, while reviewing borrower performance and assisting with renewals and modifications.

You will present analyses to decision-makers and ensure adherence to policies and timelines.

Responsibilities

• Evaluate complex commercial credit requests by analyzing financial information, identifying risk factors, and supporting sound lending decisions.
• Partner with relationship managers to structure financing solutions, prepare credit recommendations, and maintain a high-quality loan portfolio.
• Review borrower performance, monitor existing relationships, and assist with renewals, modifications, and ongoing credit administration.
• Present financial analysis and lending recommendations to internal decision-makers while providing insight on credit quality and loan structure.
• Build relationships with clients and internal partners to gather financial information, resolve questions, and support an efficient lending process.
• Ensure credit documentation, underwriting, and review activities align with internal policies, regulatory expectations, and established timelines.
• Share technical knowledge with team members, support process improvements, and contribute to the continued development of credit and underwriting practices.

Job description

Sr Credit Analyst

Our client believes in their team members and considers them the most valuable resource they have and has an exceptional reputation both regionally and nationally. They are dedicated to offering their customers the best service possible and offer their employees a great working environment.

COMPANY PROFILE

Our client believes in their team members and considers them the most valuable resource they have and has an exceptional reputation both regionally and nationally. They are dedicated to offering their customers the best service possible and offer their employees a great working environment.

WHAT THE COMPANY WILL OFFER YOU

• $80,000 - $120,000 +
• Bonuses
• 401k match of 5%.
• Benefits Package: Health, Flexible Spending Accounts, HSA, Dental, Vision, Disability, AD&D, Life Insurance, Wellness Program, EAP, Adoption Assistance Program, Banking Benefits
• Competitive PTO, Holidays, Sick Leave, Special Discounts
• Employee Gatherings
• Paid Volunteer Hours

THE ROLE YOU WILL PLAY

• Evaluate complex commercial credit requests by analyzing financial information, identifying risk factors, and supporting sound lending decisions.
• Partner with relationship managers to structure financing solutions, prepare credit recommendations, and maintain a high-quality loan portfolio.
• Review borrower performance, monitor existing relationships, and assist with renewals, modifications, and ongoing credit administration.
• Present financial analysis and lending recommendations to internal decision-makers while providing insight on credit quality and loan structure.
• Build relationships with clients and internal partners to gather financial information, resolve questions, and support an efficient lending process.
• Ensure credit documentation, underwriting, and review activities align with internal policies, regulatory expectations, and established timelines.
• Share technical knowledge with team members, support process improvements, and contribute to the continued development of credit and underwriting practices.