Sr. Coverage Counsel (REMOTE)

Hanover Insurance Company; Howell (MI); Remote; USD 80,000 - 120,000; Full time

Job summary

An established industry player seeks a Sr. Coverage Counsel to join its National Claims Counsel team. This role involves providing legal opinions and strategies related to insurance coverage, focusing on various policies including auto and liability. The ideal candidate will have significant experience in property casualty insurance law, excellent communication skills, and a collaborative spirit. The position offers the flexibility of remote work or office-based options, making it a great opportunity for legal professionals looking to make an impact in a supportive environment that values career development and diversity.

Benefits

Medical, dental, vision insurance

401K with company match

PTO

Cultural Awareness Day

On-site medical/wellness center

Qualifications

• Significant experience in property casualty insurance law required.
• Excellent oral and written communication skills essential.

Responsibilities

• Research and provide legal advice on insurance coverage issues.
• Collaborate with claims handlers to resolve disputes effectively.

Skills

Legal Research

Coverage Opinions

Litigation

Communication Skills

Time Management

Team Collaboration

Education

JD Degree

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, ESG initiatives and IDE journey.

Our National Claims Counsel team is looking for Sr. Coverage Counsel to join our growing team. This position can be remote based or at one of our office locations.

Position summary:

Reporting to the Managing Claims Counsel Claims Legal, Sr. Coverage Counsel serves as legal counsel to Hanover’s claim organization, focused primarily on providing legal opinions, advice, and resolution strategies on coverage and extra-contractual issues arising from the company’s insurance policies and coverage positions.

This is a full-time, exempt role.

Responsibilities/Essential Functions:

Primary responsibility is to research and provide legal advice and opinions to claims handlers on coverage issues arising from the company’s insurance contracts, including auto and general liability; specialty (e.g., management liability & professional liability); and first party property and marine coverages.

• Prepare timely, appropriate and actionable coverage opinions/advice on selected high complexity/exposure claims.
• Partner with claim handlers to develop strategies that optimally resolve coverage disputes.
• May manage selective coverage litigation brought by or against the Company (including declaratory judgment actions, extra-contractual bad-faith, and other claims related disputes).
• Review and approve proposed coverage actions brought on behalf of the company.
• Collaborate with underwriting and product areas to improve the Company’s insurance products.

Position Requirements:

• Significant experience preparing coverage opinions on property casualty insurance policies either in a law firm or in-house for a property and casualty insurer required.
• Experience litigating insurance coverage and related bad faith disputes either in private practice or in-house for a property and casualty insurer a plus.
• Ability to work collaboratively within a team framework.
• Ability to build and maintain effective relationships with colleagues and clients.
• Excellent oral and written communication skills and ability to clearly articulate actionable legal advice.
• Computer literacy, including proficiency in Word, Excel and Outlook and keyboarding skills.
• Familiarity with legal principles and issues concerning E-Discovery.
• JD degree or equivalent.
• Admitted to practice in at least one US jurisdiction.
• Preferably 6 or more years of experience in practicing law in a law firm or in-house, a substantial portion of which involved property & casualty insurance coverage matters.
• Skilled at time management and organizing work.

CAREER DEVELOPMENT:

It’s not just a job, it’s a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you – at every level – to grow and develop.

BENEFITS:

We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you’ll enjoy what you do and have the support you need to succeed.

Benefits include:

• Medical, dental, vision, life, and disability insurance
• 401K with a company match
• PTO
• Cultural Awareness Day in support of IDE
• On-site medical/wellness center (Worcester only)

The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law.

Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.

As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at: [e-mail] and include the link of the job posting in which you are interested.