Sr Coverage Counsel

Hanover Insurance Group, Inc.; Worcester (MA); Hybrid; USD 170,000 - 230,000; Full time

Job summary

Hanover Insurance Group, Inc. is seeking a Senior Coverage Counsel to support the National Claims Counsel team. The role is full-time and offers flexibility to work remotely or from the Worcester, MA office.

The attorney will provide opinions and advice on coverage and extra-contractual issues across auto, general liability, specialty, and property/marine coverages, and may manage selective coverage litigation.

Qualifications

• Significant experience preparing coverage opinions on property casualty policies.
• Experience litigating insurance coverage and related bad faith disputes is a plus.
• 10+ years of experience practicing law in a law firm or in-house.
• Admitted to practice in at least one US jurisdiction.
• JD degree or equivalent.

Responsibilities

• Research and provide legal advice and opinions on coverage issues arising from the company's insurance contracts.
• Prepare timely, appropriate coverage opinions on high complexity/exposure claims.
• Partner with claim handlers to develop strategies to resolve coverage disputes.
• May manage selective coverage litigation brought by or against the Company.
• Review and approve proposed coverage actions brought on behalf of the company.
• Collaborate with underwriting and product areas to improve the Company’s insurance products.

Skills

Coverage opinions

Insurance litigation

10+ years experience

Team collaboration

Communication skills

Computer literacy

Bar admission

J.D. degree

Education

J.D. degree or equivalent

Job description

Our National Claims Counsel team is seeking an experienced Senior Coverage Counsel to join our expanding organization. This role offers flexibility to work remotely or from our Worcester MA office.

Position Overview:

Reporting to the Managing Counsel Claims Legal, Sr. Coverage Counsel serves as legal counsel to Hanover's claim organization, focused primarily on providing legal opinions, advice, and resolution strategies on coverage and extra-contractual issues arising from the company’s insurance policies and coverage positions. This is a full-time, exempt role.

In this role you will:

Primary responsibility is to research and provide legal advice and opinions to claims handlers on coverage issues arising from the company’s insurance contracts, including auto and general liability; specialty (e.g., management liability & professional liability); and first party property and marine coverages.

• Prepare timely, appropriate and actionable coverage opinions/advice on selected high complexity/exposure claims.
• Partner with claim handlers to develop strategies that optimally resolve coverage disputes.
• May manage selective coverage litigation brought by or against the Company (including declaratory judgment actions, extra-contractual bad-faith, and other claims related disputes).
• Review and approve proposed coverage actions brought on behalf of the company.
• Collaborate with underwriting and product areas to improve the Company’s insurance products.

What you need to apply:

• Significant experience preparing coverage opinions on property casualty insurance policies either in a law firm or in-house for a property and casualty insurer required.
• Experience litigating insurance coverage and related bad faith disputes either in private practice or in-house for a property and casualty insurer a plus.
• 10 or more years of experience in practicing law in a law firm or in-house, a substantial portion of which involved property & casualty insurance coverage matters.
• Ability to work collaboratively within a team framework.
• Ability to build and maintain effective relationships with colleagues and clients.
• Excellent oral and written communication skills and ability to clearly articulate actionable legal advice.
• Computer literacy, including proficiency in Word, Excel and Outlook and keyboarding skills.
• Familiarity with legal principles and issues concerning E-Discovery.
• JD degree or equivalent.
• Admitted to practice in at least one US jurisdiction.
• Skilled at time management and organizing work.