Sr. Banking Operations Associate - Equipment Lending

Texas Capital; Richardson (TX); On-site; USD 65,000 - 90,000; Full time

Job summary

Texas Capital in Richardson, TX seeks a detail-oriented loan operations professional to support the equipment lending lifecycle. You will review documentation, coordinate with underwriting and servicing teams, and ensure accurate booking of transactions.

Responsibilities include pre-closing QC reviews, file accuracy, and ensuring compliance with terms. Proactive problem solving and strong communication are essential for timely closings and risk management.

Qualifications

• Minimum 3 years of equipment lending, loan operations, documentation, servicing, or quality control experience.
• Strong knowledge of commercial loan documentation, collateral requirements, funding processes, and servicing systems.
• Exceptional attention to detail, analytical skills, and problem-solving abilities.
• Maintains high standards of accuracy and thoroughness in documentation and compliance activities
• Demonstrates superior organizational and prioritization discipline, independently determining urgency across multiple complex client engagements, proactively managing competing deadlines, and ensuring consistent delivery of high-quality work
• Proficiency in Microsoft Excel, Outlook, and Word.
• Strong written and verbal communication skills.

Responsibilities

• Conduct pre-closing quality control reviews of loan and lease documentation to ensure accuracy, completeness, and alignment with approved credit terms.
• Verify borrower, guarantor, collateral, and entity information prior to document execution.
• Identify and resolve documentation exceptions and missing requirements before closing.
• Perform quality reviews of executed closing packages to confirm all documents are properly executed and funding conditions have been satisfied.
• Validate compliance with collateral, insurance, and lien perfection requirements prior to funding approval.
• Provide funding quality control sign-off or return packages for correction when deficiencies are identified.
• Coordinate with Documentation, Underwriting, Relationship Management, Servicing, and Funding teams to identify bottlenecks, resolve processing delays, and facilitate timely transaction completion.
• Review customer and transaction setup within servicing systems to ensure accurate booking of approved transactions.
• Validate payment terms, rates, balances, collateral records, and servicing instructions prior to final booking.
• Identify and resolve setup discrepancies to prevent downstream servicing, accounting, and reporting issues.
• Prepare loan and lease documentation as needed to support operational volumes and business continuity.
• Book lease transactions within servicing systems as needed.
• Perform servicing-related activities, including documentation updates, customer maintenance, and operational support functions as assigned.
• Maintain quality control procedures, track exceptions, and recommend process improvements to enhance operational quality and reduce risk.
• Support audits, compliance reviews, and operational risk management activities.

Skills

Loan documentation knowledge

Attention to detail

Excel

Communication skills

Problem solving

Organizational skills

Tools

Servicing systems

Job description

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.

Position Summary
Performs independent quality reviews throughout the equipment lending lifecycle to ensure documentation accuracy, funding readiness, system integrity, and compliance with approved credit terms, policies, and procedures. Manages and coordinates operational workflow to support timely transaction processing, exception resolution, and service delivery standards. Provides operational support by preparing loan documentation, booking transactions, and assisting with servicing activities as needed.

Key Performance Functions

• Conduct pre-closing quality control reviews of loan and lease documentation to ensure accuracy, completeness, and alignment with approved credit terms.

• Verify borrower, guarantor, collateral, and entity information prior to document execution.

• Identify and resolve documentation exceptions and missing requirements before closing.

• Perform quality reviews of executed closing packages to confirm all documents are properly executed and funding conditions have been satisfied.

• Validate compliance with collateral, insurance, and lien perfection requirements prior to funding approval.

• Provide funding quality control sign-off or return packages for correction when deficiencies are identified.

• Coordinate with Documentation, Underwriting, Relationship Management, Servicing, and Funding teams to identify bottlenecks, resolve processing delays, and facilitate timely transaction completion.

• Review customer and transaction setup within servicing systems to ensure accurate booking of approved transactions.

• Validate payment terms, rates, balances, collateral records, and servicing instructions prior to final booking.

• Identify and resolve setup discrepancies to prevent downstream servicing, accounting, and reporting issues.

• Prepare loan and lease documentation as needed to support operational volumes and business continuity.

• Book lease transactions within servicing systems as needed.

• Perform servicing-related activities, including documentation updates, customer maintenance, and operational support functions as assigned.

• Maintain quality control procedures, track exceptions, and recommend process improvements to enhance operational quality and reduce risk.

• Support audits, compliance reviews, and operational risk management activities.

Requirements

• Minimum 3 years of equipment lending, loan operations, documentation, servicing, or quality control experience.

• Strong knowledge of commercial loan documentation, collateral requirements, funding processes, and servicing systems.

• Exceptional attention to detail, analytical skills, and problem-solving abilities.

• Maintains high standards of accuracy and thoroughness in documentation and compliance activities

• Demonstrates superior organizational and prioritization discipline, independently determining urgency across multiple complex client engagements, proactively managing competing deadlines, and ensuring consistent delivery of high-quality work

• Proficiency in Microsoft Excel, Outlook, and Word.

• Strong written and verbal communication skills.

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.