Sr. Banking Operations Associate - Equipment Lending

Texas Capital Bank; Dallas (TX); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Health Insurance

Wellness program

Fertility and family building aids

Life and disability insurance

401K match

Paid leave and holidays

PTO

Job summary

Texas Capital Bank seeks an experienced professional to perform independent quality reviews across the equipment lending lifecycle. You will ensure documentation accuracy, funding readiness, and compliance with approved terms while coordinating with Documentation, Underwriting, and Servicing teams to maintain timely processing.

Ideal candidates have 3+ years in loan operations or related fields, with strong Excel and reporting skills, and a diligent approach to compliance and quality control.

Qualifications

• Minimum 3 years of equipment lending, loan operations, documentation, servicing, or quality control experience.
• Strong knowledge of commercial loan documentation, collateral requirements, funding processes, and servicing systems.
• Exceptional attention to detail and problem-solving abilities.
• High standards of accuracy and thoroughness in documentation and compliance activities.
• Superior organizational and prioritization discipline, capable of handling multiple complex client engagements.

Responsibilities

• Conduct pre-closing quality control reviews of loan and lease documentation for accuracy and completeness.
• Verify borrower, guarantor, collateral, and entity information prior to document execution.
• Identify and resolve documentation exceptions before closing.
• Review closing packages to ensure documents are properly executed and funding conditions are met.
• Coordinate with Documentation, Underwriting, Relationship Management, Servicing, and Funding teams to resolve bottlenecks and ensure timely processing.
• Prepare loan documentation to support operational volumes and business continuity.
• Maintain quality control procedures and track exceptions, proposing process improvements.

Skills

Attention to detail

Analytical skills

Problem solving

Documentation accuracy

Communication skills

Tools

Microsoft Excel

Microsoft Outlook

Microsoft Word

Job description

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long‑term objectives. At Texas Capital, we do more than build business success. We build long‑lasting relationships. Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas‑FortWorth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.

Position Summary

Performs independent quality reviews throughout the equipment lending lifecycle to ensure documentation accuracy, funding readiness, system integrity, and compliance with approved credit terms, policies, and procedures. Manages and coordinates operational workflow to support timely transaction processing, exception resolution, and service delivery standards. Provides operational support by preparing loan documentation, booking transactions, and assisting with servicing activities as needed.

Key Performance Functions

• Conduct pre-closing quality control reviews of loan and lease documentation to ensure accuracy, completeness, and alignment with approved credit terms.
• Verify borrower, guarantor, collateral, and entity information prior to document execution.
• Identify and resolve documentation exceptions and missing requirements before closing.
• Perform quality reviews of executed closing packages to confirm all documents are properly executed and funding conditions have been satisfied.
• Validate compliance with collateral, insurance, and lien perfection requirements prior to funding approval.
• Provide funding quality control sign-off or return packages for correction when deficiencies are identified.
• Coordinate with Documentation, Underwriting, Relationship Management, Servicing, and Funding teams to identify bottlenecks, resolve processing delays, and facilitate timely transaction completion.
• Review customer and transaction setup within servicing systems to ensure accurate booking of approved transactions.
• Validate payment terms, rates, balances, collateral records, and servicing instructions prior to final booking.
• Identify and resolve setup discrepancies to prevent downstream servicing, accounting, and reporting issues.
• Prepare loan and lease documentation as needed to support operational volumes and business continuity.
• Book lease transactions within servicing systems as needed.
• Perform servicing-related activities, including documentation updates, customer maintenance, and operational support functions as assigned.
• Maintain quality control procedures, track exceptions, and recommend process improvements to enhance operational quality and reduce risk.
• Support audits, compliance reviews, and operational risk management activities.

Requirements

• Minimum 3 years of equipment lending, loan operations, documentation, servicing, or quality control experience.
• Strong knowledge of commercial loan documentation, collateral requirements, funding processes, and servicing systems.
• Exceptional attention to detail, analytical skills, and problem‑solving abilities.
• Maintains high standards of accuracy and thoroughness in documentation and compliance activities
• Demonstrates superior organizational and prioritization discipline, independently determining urgency across multiple complex client engagements, proactively managing competing deadlines, and ensuring consistent delivery of high‑quality work
• Proficiency in Microsoft Excel, Outlook, and Word.
• Strong written and verbal communication skills.

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.

Texas Capital is an Equal Opportunity Employer.

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big banks at a scale that makes sense for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long‑term objectives. At Texas Capital, we do more than build business success. We build long lasting relationships. Headquartered in Dallas with offices in Austin, FortWorth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named the #1 most trusted bank in the country on Newsweek’s inaugural list of America’s Most Trusted Companies