Sr. Associate, Ag Inspector

First National Bank of Omaha; Nebraska; Hybrid; USD 82,000 - 135,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision Insurance

401k with Matching Contributions

Time Off Programs

Health Savings Account (HSA)/Dependent

Employee Banking

Growth Opportunities

Tuition Assistance

Disability Insurance

Job summary

FNBO in the United States is seeking an Agricultural Loan Collateral Inspector to perform inspections of livestock, feed, receivables, and other collateral, coordinating with lending and credit management to evaluate risk.

The ideal candidate has a Bachelor's degree in accounting/finance/agricultural business, strong communication, and willingness to travel up to 50% for inspections; remote work is supported with regular collaboration.

Qualifications

• Bachelor’s degree in accounting, finance, agricultural business, or relevant discipline.
• Knowledge of agricultural lending and collateral analysis.
• Strong written and verbal communication skills.
• Strong interpersonal / collaborative / diplomacy skills
• Knowledge of accounting concepts, agricultural practices, and systems.
• Willingness to travel with overnight stay up to 50% (ag inspections).
• Strong MS Excel skills
• Proven analytical skills
• Use of AI tools for analysis

Responsibilities

• Plan, perform, and coordinate inspections of agricultural loan collateral to evaluate the risks of selected borrowers in collaboration with lending and credit management in accordance with established guidelines.
• Prepare collateral exam reports in an efficient manner and support the department’s ongoing goal of simplifying reporting to focus on critical areas of credit risk.
• Provide subject matter expertise (SME) and guidance (written and verbal) to customers, lenders, management, and others to communicate findings, issues, and recommendations.
• Evaluate risks, review operational practices, and collaborate within the enterprise to best utilize the department’s resources.
• Support the department’s productivity goals, while appropriately balancing this goal with the need to effectively communicate Collateral Exam findings and fully analyze problematic situations.
• Maintain and demonstrate a thorough understanding of relevant industry issues and trends.
• Exhibit professional behavior and promote positive working relationships and promote operational changes to improve internal and external customers’ experience whenever practical.
• Develop, communicate, and pursue achievement of actionable goals / attributes that are consistent with the company’s and the department’s goals / operating philosophy.

Job description

At FNBO, our employees are the heart of our story-and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.

Summary of the Job:

Perform agricultural inspections of loan collateral (livestock, feed, receivables, etc.) as established in approved credit documentation. Inspections will include on-site verification and analysis of accounting records to determine the risks and quality of collateral. Evaluations completed are based on selected borrowers as requested by Lending and Credit Management and in accordance with established guidelines.

About This Role:

Job Description / Key Accountabilities:

• Plan, perform, and coordinate inspections of agricultural loan collateral to evaluate the risks of selected borrowers in collaboration with lending and credit management in accordance with established guidelines.
• Prepare collateral exam reports in an efficient manner and support the department’s ongoing goal of simplifying reporting to focus on critical areas of credit risk.
• Provide subject matter expertise (SME) and guidance (written and verbal) to customers, lenders, management, and others to communicate findings, issues, and recommendations.
• Evaluate risks, review operational practices, and collaborate within the enterprise to best utilize the department’s resources.
• Support the department’s productivity goals, while appropriately balancing this goal with the need to effectively communicate Collateral Exam findings and fully analyze problematic situations.
• Maintain and demonstrate a thorough understanding of relevant industry issues and trends.
• Exhibit professional behavior and promote positive working relationships and promote operational changes to improve internal and external customers’ experience whenever practical.
• Develop, communicate, and pursue achievement of actionable goals / attributes that are consistent with the company’s and the department’s goals / operating philosophy.
• Understand and comply with bank policy, laws, regulations, and the bank’s BSA / AML Program, as applicable to job duties.
• Complete compliance training and adhere to internal procedures and controls as required.

The Ideal Candidate for This Role:

Required:

• Bachelor’s degree in accounting, finance, agricultural business, or relevant discipline.
• Knowledge of agricultural lending and collateral analysis.
• Strong written and verbal communication skills.
• Strong interpersonal / collaborative / diplomacy skills
• Knowledge of accounting concepts, agricultural practices, and systems.
• Willingness to travel with overnight stay up to 50% (ag inspections).

Desired:

• Strong MS Excel skills
• Proven analytical skills
• Use of AI tools for analysis

Candidates must possess unrestricted work authorization and not require future sponsorship.

Compensation:

Compensation range (base pay): $81,662.00-$134,741.00 This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Work Environment:

It is anticipated that the incumbent in this role will work remotely, offering you the freedom to contribute to our mission from wherever you work best, without compromising on career growth or connection to our team. Regardless of your location, you’ll be fully integrated into our team through robust digital collaboration tools and regular communication. The incumbent can work remotely from any of the states listed on the job posting, though occasional travel may be required for in-person meetings. Please note, work location is subject to change based on business needs.

Benefits Overview:

• Medical
• Dental
• Vision Insurance
• 401k
• With Matching Contributions
• Time Off Programs
• Health Savings Account (HSA)/Dependent Care
• Employee Banking
• Growth Opportunities
• Tuition Assistance
• Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/. For additional information regarding compensation and benefits, e-mail FNBO at [e-mail].

Job number: R-20261420

Equal Opportunity & Belonging:

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey. Learn more here. FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants).

Application Deadline:

All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.

Grow Your Career with FNBO! For 170 years, our holding company - First National of Nebraska (FNNI) - has grown to more than 4,500 employees with locations in nine states and $35 billion in assets. We are proud to serve our customers and communities with banking offices located in Nebraska, Colorado, Illinois, Iowa, Kansas, Missouri, South Dakota, Texas and Wyoming.

FNBO (First National Bank of Omaha) believes that a bank should be a force for good in the world; to positively influence the lives of our employees, customers and the success of the communities we serve. Whether you’re just beginning your career or taking it to the next level, you’ll find your fit here.

Bilingual Careers Internships & Trainee Program FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey. FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. We strive to represent the communities in which we serve. Learn more here. FNBO endeavors to make our site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact HR Solution One via either email or phone using the contact information below.

Online (Primary Response Hours: M-F, 8a-5p Central) [e-mail] Phone (Available: M-F, 10a-2p; Central) [phone] [phone]