Sr. Analyst, Credit

Trinity Capital; San Diego (CA); On-site; USD 100,000 - 130,000; Full time

Job summary

Trinity Capital Inc. in San Diego, CA seeks a Senior Analyst, Credit in Healthcare & Life Sciences to join the growing credit team. You will support underwriting, financial analysis, and transaction review for portfolio companies, presenting to the Investment Committee.

The role requires strong Excel skills, three years of relevant experience, and the ability to work with Origination teams, management, and external advisors in a fast-paced environment.

Qualifications

• Bachelor’s degree in business or finance; MBA/MS preferred.
• 3+ years in investment banking, accounting, or consulting.
• Strong Excel and financial modeling skills; proficiency with financial statements.
• Familiarity with income statements, balance sheets and cash flow.
• Able to multi-task in a fast-paced environment with deadlines.
• Clear, confident communication with stakeholders.

Responsibilities

• Collect and review data from prospective portfolio companies; address gaps.
• Evaluate financial data; identify key assumptions and trends.
• Assist in due diligence and structuring opportunities; communicate recommendations.
• Research industry drivers and assess impact on business plans.
• Prepare investment committee materials and present analysis.

Skills

Financial analysis

Financial modeling

Excel proficiency

Communication

Multi-tasking

Team collaboration

Education

Bachelor's degree in business or Finance

MBA or MS Finance

Tools

Microsoft Excel

Job description

Trinity Capital Inc. (NYSE: TRIN) is an internally managed alternative asset manager that seeks to deliver consistent returns for investors through access to private credit markets. We are looking for an analytical, detail-oriented professional to join our world-class team as a Senior Analyst, Credit within our Healthcare & Life Sciences vertical. This is a high-impact role within a publicly traded organization, supporting the Healthcare & Life Sciences credit function in executing the firm's credit strategy. The Senior Analyst will play a key role in underwriting, financial analysis, and transaction review for prospective and existing portfolio companies in the healthcare and life sciences space.

Job Description

This position is an extraordinary opportunity for a motivated individual to join a company focused on growth and building long-term value for its investors. The Senior Analyst, Credit will be an integral contributor in the due diligence process and the business case supporting a financing transaction. This full-time position will report to the Managing Director and is based on-site, at our San Diego, CA office.

Strong written and verbal communication skills are a must, as the role requires ongoing collaboration with Origination team members and regular presentations to the Trinity Investment Committee. This position offers exposure to leading venture capital investors, and a wide cross-section of emerging growth companies.

Responsibilities

• Collect and review submitted data from prospective portfolio companies; work with Originations team and Client Company management to address any gaps or deficiencies
• Evaluate and summarize financial data from prospective client companies; identify key assumptions and trends, and highlight any inconsistencies
• Work closely with Originations team on the assessment of new opportunities and clearly communicate recommendations for accept / reject decisions; assist in developing ideas for transaction structure
• Research industry drivers and opportunities; assess potential impact of key value drivers on business plan assumptions
• Conduct deep-dive analyses of prospective client companies’ financial results, forecasts, business plans, intellectual property, collateral, etc.
• Participate in the due diligence process, including calls with client company’s executive management, investors, and customers, as well as on-site visits when appropriate
• Prepare investment committee presentation material and present analysis results to Credit Team peers and Investment Committee in a clear and concise manner

Characteristics

• Analytical mindset
• Clear and concise written and verbal communication skills
• The ability to collaborate across functional groups
• Ability to multitask and maintain a broad perspective along with intense focus
• Positive attitude and strong work ethic

Experience

• Bachelor’s degree in a business discipline, preferably Finance
• A minimum of three (3) years of industry experience in a relevant role, such as investment banking, accounting, or consulting
• High level of proficiency in Microsoft Excel and financial modeling
• Deep familiarity with financial reports: income statement, balance sheet, and cash flow
• Familiarity with and general understanding of the various aspects of business operations; e.g. sales, marketing, product development, production, etc.
• Ability to multi-task and work in a fast-paced environment with firm deadlines
• Strong and confident communication skills; meticulous attention to detail

Desired Requirements

• MBA or MS Finance
• Experience interfacing with attorneys and the negotiation of contracts
• Familiarity with the terms of venture equity investing and capital structure
• Familiarity with the key aspects of healthcare or life sciences transactions
• Personal network of entrepreneurs, investment bankers and financial sponsors
• Experience in distressed financing situations

Physical Requirements

• Ability to sit, stand, talk, utilize a computer, and read computer screens for extended periods of time
• Ability to lift up to 20 lbs.

Other:

• Minimal travel required (approx. 10%)

Trinity is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity, or any other characteristic protected by law.

The annual base salary range for this position is $100,000 – $130,000, depending on experience and qualifications. This role may also be eligible for performance-based bonuses and restricted stock awards.