Sr. Actuarial Analyst

Palomar Holdings, Inc.; San Diego (CA); Remote; USD 120,000 - 180,000; Full time

Benefits offered by this job

Medical benefits

Stock incentives

401k with employer contributions

PTO + holidays

Lifestyle allowance

Dev/education support

Career exploration opportunities

Social events

Job summary

Palomar Holdings, Inc. is seeking a Senior Actuarial Analyst to join the growing actuarial team in a role bridging actuarial and adjacent functions. You will mentor juniors, lead cross-functional analyses, and develop automated models and workflows to support decisions across underwriting, finance, claims, and product areas.

The ideal candidate has 5–8 years of P&C actuarial experience, proficiency in SQL and Python, and ACAS/ FCAS preferred. On-site 2–3x/week; remote work options available.

Qualifications

• 5–8 years of actuarial experience in P&C
• Strong understanding of actuarial methods and analytics
• Experience in pricing, reserving, reinsurance, capital modelling, or claims analytics
• Proficiency with SQL and Microsoft Office; familiarity with Python, VBA and/or R
• ACAS or FCAS preferred and strong communication skills

Responsibilities

• Perform actuarial analyses for assigned areas and explain results to stakeholders.
• Develop, enhance, and maintain actuarial models and methodologies with automation.
• Identify manual, repetitive processes and build automated workflows in SQL, Python, VBA or R.
• Translate reporting needs into clear data requests for Data Engineering and Program Managers.
• Coordinate across departments to align data definitions and reporting.
• Collaborate on program evaluation, onboarding, and portfolio analyses with cross-functional teams.
• Use AI-assisted tools to improve models and turnaround times.
• Mentor junior analysts and support actuarial student initiatives.
• Monitor portfolio performance, profitability and trends to inform business decisions.

Skills

Actuarial analysis

Data analytics

Communication

Mentoring

Automation

Education

ACAS/FCAS preferred

3 actuarial exams passed

Tools

SQL

Python

VBA

R

Excel

Job description

We are Hiring!

Location: La Jolla, CA; Edina, MN; Remote

The Details:

We are seeking a driven and curious Senior Actuarial Analyst to join our growing actuarial team. Reporting to an actuarial leader, this role contributes directly to actuarial decisions within one or more areas of the team while developing leadership skills through mentoring, project ownership, and cross-functional collaboration. A key part of this role is serving as a bridge between actuarial and adjacent functions (such as Claims, Underwriting, Product and Programs, Finance, Reinsurance, Data Engineering, and Compliance), ensuring actuarial support is provided on cross-functional initiatives. The ideal candidate combines strong communication skills with technical expertise, an eye for efficiency, and experience organizing, automating, and analyzing data for actuarial as well as other cross-functional analyses across an insurance company.

What will you do:

• Perform actuarial analyses for assigned areas of the business, apply sound methods and judgment, and explain results and drivers to stakeholders.
• Develop, enhance, and maintain actuarial models, tools, and methodologies that support business decisions, with an emphasis on automation and efficiency.
• Identify manual, repetitive, or error-prone processes, and build and maintain automated workflows and reports in SQL, Python, VBA, or R that improve speed, accuracy, controls, and repeatability.
• Translate reporting, regulatory, and analytical needs into clear data requests for Data Engineering and Program Managers, and act as an ongoing liaison on data sources, definitions, and quality.
• Work with stakeholders across the organization to align how data is defined and reported so results are consistent across actuarial and other reporting.
• Collaborate with Underwriting, Finance, Claims, and Reinsurance on program evaluation, new program onboarding, and portfolio analyses, providing clear insights and recommendations.
• Use AI-assisted tooling and automation to improve actuarial models, analytics, and turnaround time, and help other teams strengthen their analytic and performance monitoring capabilities.
• Mentor junior analysts by sharing knowledge, reviewing work, and supporting the actuarial student program.
• Support monitoring of portfolio performance, profitability, and trends to inform business decisions and product strategies.

What we are looking for:

• 5-8 years of experience in an actuarial role
• Strong understanding of actuarial methods and analytics in the P&C industry, with sound judgment applied to one or more areas of actuarial work.
• Experience and aptitude in one or more of pricing, reserving, assumed reinsurance, capital modeling, or claims analytics.
• Propensity to use AI and automation to build tools and improve efficiency, with proficiency in SQL and Microsoft Office Suite; familiarity with coding languages such as Python, VBA, and/or R.
• A minimum of 3 actuarial exams passed. ACAS or FCAS preferred.
• Strong communication and organizational skills with ability to present findings and recommendations effectively to cross-functional stakeholders.
• Demonstrated interest in mentoring and contributing to process improvement and efficiency initiatives.
• Able to work on-site 2-3x/week

We love people who want to:

• Build strong relationships through transparency, trust, and respect for each other.
• Work in an agile environment, with a resilient mindset to find creative solutions to challenges.
• Collaborate and celebrate diverse perspectives, promoting inclusivity and equality.
• Do the right thing with strong conviction and integrity.
• Be bold and innovative to help make an impact.
• Demonstrable track record of working autonomously and driving progress
• Be intellectually curious, think creatively, and pragmatic

If you thrive in a dynamic environment, and like working with happy, authentic, talented people, you'll enjoy a career with Palomar!

What will you get in return?:

• Full Suite of Medical Benefits
• Long Term Financial Incentives - STOCK!
• 401k with 3.5% Automatic Fully Vested Employer Contributions
• Competitive PTO + Holiday Program
• Lifestyle Spending Allowance
• Professional Development Assistance
• Career Exploration Opportunities
• Regular company-wide social events (even virtually!)

To learn more visit us at www.plmr.com

Diversity at Palomar

At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, while actively championing equality and inclusion practices that make us a company people want to work with and work for.

We believe that diversity, equality and inclusion yields greater organizational creativity and productivity, which helps us serve our customers and partners more effectively. Delivering on our diversity commitment returns greater value to our shareholders and ultimately makes a positive impact to the communities in which we do business and to the people who live in them