Sr. Actuarial Analyst

Palomar; San Diego (CA); On-site; USD 115,000 - 173,000; Full time

Benefits offered by this job

Full Suite of Medical Benefits

401k with 3.5% Automatic Fully Vested

Competitive PTO + Holiday Program

Professional Development Assistance

Regular company-wide social events

Job summary

Palomar is seeking a Senior Actuarial Analyst to join our growing actuarial team. You will bridge actuarial and adjacent functions, ensuring strong data-driven decisions and automation across processes.

The role emphasizes collaboration with Claims, Underwriting, Product, Finance, and Reinsurance, along with mentoring junior staff and driving efficiency through AI-assisted tooling.

Qualifications

• 5–8 years of actuarial experience in a P&C role.
• Proficient in SQL and Microsoft Office; familiar with Python, VBA, and/or R.
• Excellent communication and stakeholder presentation skills.
• Experience mentoring analysts and driving process improvements.

Responsibilities

• Perform actuarial analyses for assigned areas and explain results to stakeholders.
• Develop, enhance, and maintain actuarial models and automation.
• Identify manual processes and build automated workflows and reports in SQL, Python, VBA, or R.
• Translate reporting and data needs into clear data requests for Data Engineering and Program Managers.
• Collaborate with Underwriting, Finance, Claims, and Reinsurance on program evaluation and portfolio analyses.
• Mentor junior analysts and support the actuarial student program.

Skills

Strong communication

Mentoring

Cross-functional collaboration

Data analysis

Education

3 actuarial exams passed

ACAS or FCAS preferred

Tools

SQL

Python

R

VBA

Microsoft Office Suite

Job description

Palomar is a rapidly growing and innovative insurer focused on providing specialty insurance to residential and commercial customers.Palomar welcomes the best and brightest to our thriving team. Guided by an entrepreneurial spirit, Palomar is building a dynamic and diverse team.

Join a company built on a culture of agility, innovation and authenticity that delivers peace of mind and protection to individuals and businesses impacted by adversity.

The Details:

We are seeking a driven and curious Senior Actuarial Analyst to join our growing actuarial team. Reporting to an actuarial leader, this role contributes directly to actuarial decisions within one or more areas of the team while developing leadership skills through mentoring, project ownership, and cross-functional collaboration. A key part of this role is serving as a bridge between actuarial and adjacent functions (such as Claims, Underwriting, Product and Programs, Finance, Reinsurance, Data Engineering, and Compliance), ensuring actuarial support is provided on cross-functional initiatives. The ideal candidate combines strong communication skills with technical expertise, an eye for efficiency, and experience organizing, automating, and analyzing data for actuarial as well as other cross-functional analyses across an insurance company.

What will you do:

• Perform actuarial analyses for assigned areas of the business, apply sound methods and judgment, and explain results and drivers to stakeholders.
• Develop, enhance, and maintain actuarial models, tools, and methodologies that support business decisions, with an emphasis on automation and efficiency.
• Identify manual, repetitive, or error-prone processes, and build and maintain automated workflows and reports in SQL, Python, VBA, or R that improve speed, accuracy, controls, and repeatability.
• Translate reporting, regulatory, and analytical needs into clear data requests for Data Engineering and Program Managers, and act as an ongoing liaison on data sources, definitions, and quality.
• Work with stakeholders across the organization to align how data is defined and reported so results are consistent across actuarial and other reporting.
• Collaborate with Underwriting, Finance, Claims, and Reinsurance on program evaluation, new program onboarding, and portfolio analyses, providing clear insights and recommendations.
• Use AI-assisted tooling and automation to improve actuarial models, analytics, and turnaround time, and help other teams strengthen their analytic and performance monitoring capabilities.
• Mentor junior analysts by sharing knowledge, reviewing work, and supporting the actuarial student program.
• Support monitoring of portfolio performance, profitability, and trends to inform business decisions and product strategies.

What we are looking for:

• 5–8 years of experience in an actuarial role
• Strong understanding of actuarial methods and analytics in the P&C industry, with sound judgment applied to one or more areas of actuarial work.
• Experience and aptitude in one or more of pricing, reserving, assumed reinsurance, capital modeling, or claims analytics.
• Propensity to use AI and automation to build tools and improve efficiency, with proficiency in SQL and Microsoft Office Suite; familiarity with coding languages such as Python, VBA, and/or R.
• A minimum of 3 actuarial exams passed. ACAS or FCAS preferred.
• Strong communication and organizational skills with ability to present findings and recommendations effectively to cross-functional stakeholders.
• Demonstrated interest in mentoring and contributing to process improvement and efficiency initiatives.
• Able to work on-site 2-3x/week

We love people who want to:

• Build strong relationships through transparency, trust, and respect for each other.
• Work in an agile environment, with a resilient mindset to find creative solutions to challenges.
• Collaborate and celebrate diverse perspectives, promoting inclusivity and equality.
• Do the right thing with strong conviction and integrity.
• Be bold and innovative to help make an impact.
• Demonstrable track record of working autonomously and driving progress
• Be intellectually curious, think creatively, and pragmatic

If you thrive in a dynamic environment, and like working with happy, authentic, talented people, you'll enjoy a career with Palomar!

What will you get in return?

• Full Suite of Medical Benefits
• 401k with 3.5% Automatic Fully Vested Employer Contributions
• Competitive PTO + Holiday Program
• Professional Development Assistance
• Regular company-wide social events (even virtually!)

At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, while actively championing equality and inclusion practices that make us a company people want to work with and work for.

We believe that diversity, equality and inclusion yields greater organizational creativity and productivity, which helps us serve our customers and partners more effectively. Delivering on our diversity commitment returns greater value to our shareholders and ultimately makes a positive impact to the communities in which we do business and to the people who live in them

Accommodations:

Palomar will consider reasonable accommodations to ensure a qualified applicant with a disability can be considered for the position. Palomar will also consider necessary modifications to the physical work environment, or to the way a job is usually performed, so an individual with a disability can perform the essential functions of the position. Additional accommodations will be considered that enable an employee with a disability to enjoy equal benefits and privileges of employment like those that are enjoyed by other employees without disabilities.

For more information about our company, visit us at www.plmr.com. Palomar is an Equal Opportunity Employer.

Pay Range: $114,500 - $172,500 + Bonus Potential & Participation in our Competitive Long-Term Incentive (LTI) Program.

The above pay range is for all US-based roles based on function and level, benchmarked against companies of similar size and scope. To be compliant with local legislation as well as provide greater transparency to candidates, we disclose salary ranges on all job postings regardless of the desired job location. We also offer a competitive annual discretionary bonus program and the opportunity for annual long-term incentive stock grants. In addition, we offer a highly competitive benefits package. Final offer amounts are determined by multiple factors, including candidate experience and qualifications, and may vary from the amounts listed above