Specialty Finance Underwriting Portfolio Manager 3

Fnb Online; Pittsburgh (Allegheny County); On-site; USD 75,000 - 110,000; Full time

Job summary

An established industry player is seeking a Specialty Finance Underwriting Portfolio Manager to oversee a complex commercial loan portfolio. This pivotal role involves managing asset-based lending, equipment finance, and debt capital markets portfolios, ensuring compliance with regulatory standards while maintaining high-quality underwriting practices. The ideal candidate will demonstrate exceptional project management and communication skills, mentoring junior team members and optimizing client relationships. If you are passionate about finance and eager to make a significant impact in a dynamic environment, this opportunity is perfect for you.

Qualifications

• 5+ years of experience in commercial lending and underwriting.
• Strong project management and communication skills are essential.

Responsibilities

• Manage a commercial loan portfolio and ensure compliance with guidelines.
• Underwrite and monitor assigned commercial portfolios effectively.

Skills

Project Management

Communication Skills

Analytical Skills

Customer Service

Organizational Skills

Interpersonal Skills

Commercial Lending Knowledge

Underwriting Practices

Education

Bachelor's Degree

Tools

MS Word

MS Excel

MS PowerPoint

Job description

Specialty Finance Underwriting Portfolio Manager 3 page is loaded

Specialty Finance Underwriting Portfolio Manager 3

Apply locations Pittsburgh, PA time type Full time posted on Posted 2 Days Ago job requisition id 2025-01023

Primary Office Location:

626 Washington Place. Pittsburgh, Pennsylvania. 15219.

Join our team. Make a difference - for us and for your future.

Position Title:Specialty Finance Underwriting Portfolio Manager 3

Business Unit:Credit

Reports to:Specialty Finance Underwriting Portfolio Manager Team Leader

Position Overview:

Responsible for managing a designated Commercial loan portfolio supporting Asset Based Lending, Equipment Finance, Debt Capital Markets portfolios, and Counter Party analysis, including portfolio management, credit underwriting, and ensuring compliance with bank and regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management metrics for portfolio under purview. Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Act as a mentor to junior team members. The incumbent typically works on loans/portfolios of significant complexity as the incumbent’s work requires little oversight.

Primary Responsibilities:

Responsible for underwriting, monitoring, and analyzing assigned Commercial portfolio. Ensure risks are identify timely, maintaining a high degree of accuracy and quality underwriting, and portfolio management practices are aligned with the bank's risk appetite and regulatory standards. Maintain professional development and measurable objectives.

Leader on complex transactions including syndications, multi-level capital structures, and/or ABL, Equipment Finance relationships while demonstrating excellent communication skills to voice opinion in a clear, concise manner to effectively solve problems/make recommendations regarding credit structure, risk, appropriate risk ratings and policy compliance.

Monitors and ensures assigned portfolio is within acceptable tolerances as well as published KPIs/KRIs.

Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Optimize customer relationships working directly with Relationship Managers.

Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten.

Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements. Acts as a mentor to junior Underwriting Portfolio Managers.

Effectively present proposed credit actions in written analysis document and as necessary, verbally to committee and meetings.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

BA or BS

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

5

Skills Required to Perform the Primary Responsibilities of this Position:

Excellent project management skills

Excellent communication skills, both written and verbal

Excellent organizational, analytical and interpersonal skills

Excellent customer service skills

Ability to use a personal computer and job-related software

MS Word - Basic Level

MS Excel - Intermediate Level

MS PowerPoint - Basic Level

Knowledge of a wide range of Commercial lending and underwriting practices, and banking practices, specifically ABL, Equipment Finance, and Capital Markets lines of business

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work:

Travel may be required on occasion

Equal Employment Opportunity (EEO):

It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.