Specialty Finance Underwriting Portfolio Manager - Pittsburgh, PA

First National Bank; Pittsburgh (Allegheny County); On-site; USD 70,000 - 110,000; Full time

Job summary

Ein etabliertes Unternehmen im Finanzsektor sucht einen Specialty Finance Underwriting Portfolio Manager, der für die Verwaltung eines komplexen Commercial Loan Portfolios verantwortlich ist. In dieser spannenden Rolle werden Sie für das Underwriting, die Überwachung und Analyse von Kreditportfolios zuständig sein, während Sie eng mit Commercial Relationship Managern zusammenarbeiten. Sie werden auch die Möglichkeit haben, als Mentor für junior Teammitglieder zu fungieren und Ihre Fähigkeiten in einem dynamischen Umfeld weiterzuentwickeln. Wenn Sie eine Leidenschaft für das Kreditwesen haben und in einem unterstützenden Team arbeiten möchten, ist dies die perfekte Gelegenheit für Sie.

Qualifications

• 5 Jahre Erfahrung im Bereich Commercial Lending und Underwriting.
• Kenntnisse in ABL, Equipment Finance und Kapitalmarktpraktiken.

Responsibilities

• Verantwortlich für das Underwriting und die Analyse des Commercial Portfolios.
• Leiten komplexer Transaktionen und Optimierung von Kundenbeziehungen.

Skills

Projektmanagement

Kommunikationsfähigkeiten

Analytische Fähigkeiten

Kundenservicefähigkeiten

Organisationsfähigkeiten

Interpersonelle Fähigkeiten

Education

Bachelorabschluss (BA oder BS)

Tools

MS Word

MS Excel

MS PowerPoint

Job description

Primary Office Location:626 Washington Place. Pittsburgh, Pennsylvania. 15219.Join our team. Make a difference - for us and for your future.

Position Title:Specialty Finance Underwriting Portfolio Manager 3

Business Unit:Credit

Reports to:Specialty Finance Underwriting Portfolio Manager Team Leader

Position Overview:

Responsible for managing a designated Commercial loan portfolio supporting Asset Based Lending, Equipment Finance, Debt Capital Markets portfolios, and Counter Party analysis, including portfolio management, credit underwriting, and ensuring compliance with bank and regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management metrics for portfolio under purview. Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Act as a mentor to junior team members. The incumbent typically works on loans/portfolios of significant complexity as the incumbent's work requires little oversight.

Primary Responsibilities:

Responsible for underwriting, monitoring, and analyzing assigned Commercial portfolio. Ensure risks are identify timely, maintaining a high degree of accuracy and quality underwriting, and portfolio management practices are aligned with the bank's risk appetite and regulatory standards. Maintain professional development and measurable objectives.

Leader on complex transactions including syndications, multi-level capital structures, and/or ABL, Equipment Finance relationships while demonstrating excellent communication skills to voice opinion in a clear, concise manner to effectively solve problems/make recommendations regarding credit structure, risk, appropriate risk ratings and policy compliance.

Monitors and ensures assigned portfolio is within acceptable tolerances as well as published KPIs/KRIs.

Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Optimize customer relationships working directly with Relationship Managers.

Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten.

Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements. Acts as a mentor to junior Underwriting Portfolio Managers.

Effectively present proposed credit actions in written analysis document and as necessary, verbally to committee and meetings.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

BA or BS

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

5

Skills Required to Perform the Primary Responsibilities of this Position:

Excellent project management skills

Excellent communication skills, both written and verbal

Excellent organizational, analytical and interpersonal skills

Excellent customer service skills

Ability to use a personal computer and job-related software

MS Word - Basic Level

MS Excel - Intermediate Level

MS PowerPoint - Basic Level

Knowledge of a wide range of Commercial lending and underwriting practices, and banking practices, specifically ABL, Equipment Finance, and Capital Markets lines of business

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work:

Travel may be required on occasion

Equal Employment Opportunity (EEO):

It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.