Specialist, Underwriting Quality Assurance – Life

Nationwide Mutual Insurance Company; Ohio; Remote; USD 85,000 - 129,000; Full time

Job summary

An established industry player is seeking a Specialist in Underwriting Quality Assurance for a fully remote role. This position offers the opportunity to ensure the quality of underwriting practices, focusing on post-issue audits and collaborating with various stakeholders. The ideal candidate will have over four years of experience in life insurance underwriting and possess strong analytical and communication skills. Join a team that values extraordinary care and continuous improvement, where your contributions will directly impact the quality of service provided to clients. If you are looking for a challenging yet rewarding role in a supportive environment, this is the perfect opportunity for you.

Benefits

Medical/Dental/Vision Insurance

Life Insurance

Short and Long Term Disability Coverage

401(k) with Company Match

Company-Paid Pension Plan

Paid Time Off

Business Casual Attire

Qualifications

• 4+ years experience in life insurance underwriting, focusing on post-issue audits.
• Strong analytical skills and attention to detail are essential.

Responsibilities

• Conduct thorough reviews of life insurance policies and verify underwriting decisions.
• Collaborate with underwriters and claims teams to address audit issues.

Skills

Analytical Skills

Communication Skills

Collaboration Abilities

Attention to Detail

Organizational Skills

Education

Bachelor’s degree in a related field

Tools

Excel

Tableau

Underwriting Software

Job description

Specialist, Underwriting Quality Assurance – Life page is loaded

Specialist, Underwriting Quality Assurance – Life

Apply locations Ohio United States - Remote time type Full time posted on Posted 6 Days Ago job requisition id 91904 Are you passionate about being part of a team that delivers extraordinary care to help individuals and businesses prepare for and protect their retirement? If so, then Nationwide Financial could be the place for you! At Nationwide, “on your side” goes beyond just words. Our customers are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

We are seeking a Specialist, Underwriting Quality Assurance – Life for a full-time, 100% remote position. The ideal candidate will have over 4 years of experience in Individual Life Underwriting, with strong expertise in managing Automated Underwriting and Accelerated Underwriting processes. They should also have experience with Post-Issue Audit processes and programs. The candidate must be comfortable working closely with multiple levels of leadership across several departments and directly with underwriting staff. Strong verbal and written communication skills, analytical abilities, and organizational skills are essential, as this individual will manage several projects simultaneously. Proficiency in detailed reporting using tools like Excel and Tableau is required.

Internal Compensation Grade: F4

#LI-LP1

Job Description Summary

By assuring the quality of our underwriting practices, we make sure Nationwide is positioned to succeed and continue providing outstanding service, products and value to our customers, company and industry. If you can take a project and run with it, offer your best ideas to improve processes that help our team and those we support improve their work, we want to hear from you!

As a Specialist, you'll conduct technical quality file reviews for Life Underwriting execution process and control audits. You may serve as a technical resource and assist in the development of relevant materials for training and onboarding new hires.

Job Description

Key Responsibilities:

Post-Issue Audits:

• Conducts thorough reviews of life insurance policies that have already been issued.

• Verifies the accuracy of underwriting decisions, including risk assessments, premium calculations, and policy classifications.

• Identifies any discrepancies between the original application, digital health records, and policy documentation.

• Collaborates with underwriters, claims teams, and other stakeholders to address any issues discovered during the audit.

• Ensures compliance with company policies, industry regulations, and best practices.

• Develops and maintain audit protocols for post-issue reviews.

• Participates in continuous improvement initiatives to enhance the underwriting process.

• Collaborates with the quality assurance team to identify areas for improvement and implement corrective measures.

Documentation and Reporting:

• Documents findings from post-issue audits.

• Prepares reports for management, highlighting issues or trends.

• Maintains accurate records of audit results and corrective actions.

Collaboration and Training:

• Works closely with underwriters, actuaries, and claims professionals to share insights and best practices.

• Provides training and guidance to underwriting teams on post-issue audit procedures.

• Proposes adjustments to underwriting guidelines or processes based on observed mortality trends.

• Fosters a culture of continuous learning and quality improvement within the underwriting department.

May perform other responsibilities as assigned .

Reporting Relationships : Reports to Director.

Typical Skills and Experiences:

Education : Bachelor’s degree in a related field or equitable job-related experience (e.g., finance, mathematics, actuarial science, or business administration) is preferred but not required .

License/Certification/Designation: Working towards certificationin underwriting (e.g., FLMI, ALU) is preferred but not required .

Experience: 4 years' experience in life insurance underwriting, with a focus on post-issue audits preferable.

Knowledge, Abilities andSkills : Strong analytical skills and attention to detail. Excellent communication and collaboration abilities. Proficiency in using underwriting software and tools. Knowledge of industry regulations and compliance requirements.

Other criteria, including leadership skills, competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the hiring manager’s leader and H uman Resource Business Partner.

Values: Regularly and consistently demonstrates the Nationwide Values.

Job Conditions:

Overtime Eligibility : Exempt (not eligible)

Working Conditions : Normal office environment.

ADA: The above statements cover what are generally believed to be principal and essential functions of this job . Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties .

We currently anticipate accepting applications until 05/16/2025. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.

Benefits

We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here .

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.

This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.
For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range.The national salary range for Specialist, Underwriting Quality Assurance - Life : $77,000.00-$159,000.00 The expected starting salary range for Specialist, Underwriting Quality Assurance - Life : $85,500.00 - $128,500.00

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