Solution Architect (P&C insurance domain)

EPAM Systems; United States; Remote; USD 140,000 - 200,000; Full time

Job summary

EPAM Systems is seeking a skilled Solution Architect to lead the design of a greenfield Commercial Lines insurance platform in the United States. You will define service decomposition, data ownership, and the event-driven backbone, collaborating with Product, Underwriting, Actuarial, Engineering, and Data teams.

The role emphasizes architecture governance, immutable ledgers, and API contracts (OpenAPI 3.1) across services, with a focus on scalability and reliability in a modern microservices

Qualifications

• 8+ years solution/enterprise architecture experience in P&C insurance, preferably Commercial Lines with end-to-end platform shipping.
• Experience designing greenfield microservices platforms and data models for insurance domains.
• Event-driven architecture with Kafka or equivalent, domain event design, CQRS, eventual consistency.
• API contracts using OpenAPI 3.1, versioning, backward compatibility across services.
• Data architecture for immutable ledgers, effective dating, reconciliation, numeric precision.
• Experience with reinsurance/quota share, bordereaux, or multi-carrier allocation is a plus.
• Experience integrating IVANS, EZLynx, or AMS/clearinghouse platforms.
• Nice to have Azure, .NET, SQL Server experience.

Responsibilities

• Define service decomposition, bounded contexts, and data ownership per service.
• Design the event-driven backbone, including Kafka (or equivalent) domain event models, event schemas, versioning, and replay semantics.
• Author OpenAPI 3.1 specifications for all inter-service and externally consumed APIs before Engineering builds against them.
• Design the commercial insurance data model, including the Account → Applicant → Policy → Coverage → Location → Building → Unit/Exposure hierarchy and NAICS-specific exposure schema extensions.
• Design the immutable Premium Transaction Ledger enabling full rating-factor-level reconstruction of every bound dollar across policy, coverage, location, building, exposure, carrier, and factor levels.
• Enforce architectural separation between the stateless Rating Service (pricing only) and the Rules Service (eligibility, referral, and straight-through disposition logic).
• Design the Carrier Service abstraction layer supporting multiple carriers and quota-share allocation models.
• Define integration architecture for SSO federation, AMS/clearinghouse connectivity, third-party data enrichment providers, and payment gateway integrations.
• Drive non-functional requirements, including sub-second rating response times, 99.9% uptime, RPO ≤15 minutes, RTO ≤4 hours, and architectural governance standards such as immutable transactions, effective dating, and prohibition of cross-service database access.
• Produce and maintain architecture artifacts, including C4 diagrams, ADRs, API contracts, and data models.

Skills

Enterprise architecture

Microservices

Event-driven design

API design

OpenAPI 3.1

CQRS

Domain-driven design

Tools

Kafka

OpenAPI

Azure

.NET

SQL Server

Job description

We are building a greenfield Commercial Lines insurance platform with an initial focus on Commercial Property. The platform is designed as a modern microservices-based ecosystem supporting underwriting, rating, policy administration, carrier management, and third-party integrations. The Solution Architect will report into Enterprise/Solution Architecture and work closely with Product, Underwriting, Actuarial, Engineering, and Data Engineering teams. This is a hands-on architecture and governance role responsible for defining the target-state architecture and producing architecture deliverables that engineering teams will build against.

Req.#1119126031

Responsibilities

• Define service decomposition, bounded contexts, and data ownership per service
• Design the event-driven backbone, including Kafka (or equivalent) domain event models, event schemas, versioning, and replay semantics
• Author OpenAPI 3.1 specifications for all inter-service and externally consumed APIs before Engineering builds against them
• Design the commercial insurance data model, including the Account → Applicant → Policy → Coverage → Location → Building → Unit/Exposure hierarchy and NAICS-specific exposure schema extensions
• Design the immutable Premium Transaction Ledger enabling full rating-factor-level reconstruction of every bound dollar across policy, coverage, location, building, exposure, carrier, and factor levels
• Enforce architectural separation between the stateless Rating Service (pricing only) and the Rules Service (eligibility, referral, and straight-through disposition logic)
• Design the Carrier Service abstraction layer supporting multiple carriers and quota-share allocation models
• Define integration architecture for SSO federation, AMS/clearinghouse connectivity, third-party data enrichment providers, and payment gateway integrations
• Drive non-functional requirements, including sub-second rating response times, 99.9% uptime, RPO ≤15 minutes, RTO ≤4 hours, and architectural governance standards such as immutable transactions, effective dating, and prohibition of cross-service database access
• Produce and maintain architecture artifacts, including C4 diagrams, ADRs, API contracts, and data models

Requirements

• 8+ years solution/enterprise architecture, with at least one greenfield microservices platform shipped end-to-end (design through production) P&C insurance domain experience, ideally Commercial Lines (account/policy/coverage hierarchies, rating engines, underwriting rules engines).
• Personal Lines-only background is a gap, not a disqualifier, but must be paired with fast ramp capacity
• Event-driven architecture in production – Kafka or equivalent, domain event design, CQRS, eventual consistency trade-offs
• API design at the contract level – OpenAPI 3.1, versioning strategy, backward-compatibility discipline across independently deployable services
• Data architecture for regulated, auditable financial transactions – immutable ledgers, effective-dating, reconciliation jobs, NUMERIC precision handling
• Direct experience with reinsurance/quota share, bordereaux reporting, or multi-carrier allocation is a strong plus, not a hard requirement
• Experience integrating IVANS, EZLynx, or similar AMS/clearinghouse platforms
• Nice to have Experience with Microsoft Azure, .NET, and SQL Server