Software Engineer, Build Scalable Fintech APIs

Plaid; San Francisco (CA); On-site; USD 176,000 - 244,000; Full time

Job summary

Plaid in San Francisco is seeking a Software Engineer to design and build scalable backend or fullstack systems that power our finance tools. You will collaborate with product managers and designers to ship reliable features at scale, owning code from design through production.

The role emphasizes ownership, strong problem solving, and a growth mindset in a fast-paced environment. Base salary ranges from $176,400 to $243,600 per year, with standard benefits, equity, and opportunities to impact

Qualifications

• 1-4 years of software engineering experience (post-internship).
• Proven ability to ship reliable systems or features at scale.
• Strong problem-solving skills; translate ideas into practical solutions.
• High ownership; willing to tackle unprecedented challenges.
• Collaborative mindset in fast-paced teams.
• Growth-oriented; seeks feedback and improves craft.

Responsibilities

• System Design & Development: Build and maintain scalable, reliable backend or fullstack systems and APIs that power Plaid’s products.
• Collaboration: Work closely with product managers, designers, and other engineers to define and deliver features that solve real customer problems.
• Code Quality: Write clean, efficient, and well-tested code. Participate in reviews to maintain high engineering standards.
• Testing & Debugging: Build automated tests, monitor system performance, and troubleshoot issues in production environments.
• Continuous Improvement: Contribute to technical design discussions, share best practices, and help improve how we build at Plaid.

Skills

Software engineering

System design

Collaboration

Problem-solving

Ownership

Growth mindset

Job description

Plaid in San Francisco is seeking a Software Engineer to design and build scalable backend or fullstack systems that power our finance tools. You will collaborate with product managers and designers to ship reliable features at scale, owning code from design through production.

The role emphasizes ownership, strong problem solving, and a growth mindset in a fast-paced environment. Base salary ranges from $176,400 to $243,600 per year, with standard benefits, equity, and opportunities to impact