Small Commercial State Product Leader

Liberty Mutual Fire Insurance Co.; Boston (MA); Remote; USD 179,000 - 322,000; Full time

Job summary

Liberty Mutual Fire Insurance Co. is seeking a senior leader to manage small commercial lead lines for the Northeast and Mid-Atlantic regions from a state-level perspective.

The role includes profit and loss responsibility and shaping growth across assigned states. You will direct a team to execute state strategies, influence pricing and underwriting, and coordinate with distribution and underwriting leadership to stay compliant with regulations.

Qualifications

• Experience leading product teams within the insurance industry
• Highly developed quantitative analysis and decision making skills
• Excellent written and oral communication, analytical, influencing and leadership skills
• Comfortable working in a matrixed organization and influencing stakeholders not directly aligned to the team
• Ability to present to executive leadership on strategy and execution plans

Responsibilities

• Directly manages a team of 3, including a Director managing 4 analysts (2 assigned to each region), to execute state strategies.
• Provides leadership within State Product, helping identify and prioritize key work aligned to organization goals.
• Manages state and line profit and loss, responding to trends and creating and executing a rate strategy to achieve target profitability.
• Provides input back to broader organization on market feedback, product insights, and uses broad knowledge to improve franchise strategies.
• Implements product, pricing and underwriting strategies tailored to the regional markets.
• Collaborates with Field Distribution and Underwriting leadership.
• Maintains compliance with state regulations.
• Monitors the marketplace and identifies competitor and industry changes impacting effectiveness or compliance of current programs.
• Monitors catastrophe exposure in the state and develops appropriate strategies to manage the exposure at an acceptable level.
• Manages relationship with regulatory agencies and industry organizations.

Job description

ID: 2026-262105

Position Type: Full-Time

Job Grade: 21

Department: 015A-13588 SC STATE PRODUCT

Market: US Retail Markets

Minimum Salary: USD $179,000.00/Yr.

Maximum Salary: USD $322,000.00/Yr.

Typical Starting Salary: $214,800 - $286,300

Travel: 25%

Job Locations: US‑Remote | US‑OH‑Columbus | US‑WA‑Seattle | US‑MA‑Boston | US‑TX‑Plano

Internal Application Deadline: 10/16/2026

Referral Bonus Eligible?: No

Description

Responsible for the management of all small commercial lead lines for Northeast and Mid‑Atlantic Regions. Directly accountable for state profit and loss including performance against plan. Responsible for establishing, monitoring and influencing all aspects of state growth and performance. Manages a team that implement pricing and underwriting strategies and perform comprehensive assessments by region and state. Tracks and responds to changes in the market, such as regulatory issues, legislative issues, and competitive practices. Forms close partnerships with Distribution and Underwriting counterparts within the assignment regions.

Responsibilities

• Directly manages a team of 3, including a Director managing 4 analysts (2 assigned to each region), to execute state strategies.
• Provides leadership within State Product, helping identify and prioritize key work aligned to organization goals.
• Manages state and line profit and loss, responding to trends and creating and executing a rate strategy to achieve target profitability.
• Provides input back to broader organization on market feedback, product insights, and uses broad knowledge to improve franchise strategies.
• Implements product, pricing and underwriting strategies tailored to the regional markets.
• Collaborates with Field Distribution and Underwriting leadership.
• Maintains compliance with state regulations.
• Monitors the market place and identifies competitor and industry changes impacting effectiveness or compliance of current programs.
• Monitors catastrophe exposure in the state and develops appropriate strategies to manage the exposure at an acceptable level.
• Manages relationship with regulatory agencies and industry organizations.

Qualifications

• Experience leading product teams within the insurance industry
• Highly developed quantitative analysis and decision making skills
• Excellent written and oral communication, analytical, influencing and leadership skills also required
• Comfortable working in a matrixed organization and influencing stakeholders not directly aligned to the team
• Ability to present to executive leadership on strategy and execution plans

Employees should review all role requirements and apply only for positions for which they are eligible. Hiring processes may vary by country, including differences in procedures, requirements, and timelines. For country-specific details, please consult your local recruiting / HR team.

Only open to US based employees

Travel

25%