Senior Wire Operations Analyst: High-Value Payments

Mphasis; Hicksville (NY); On-site; USD 70,000 - 110,000; Full time

Job summary

Mphasis is seeking an experienced Wire Operations Specialist to lead and coordinate high-value wire transfers, domestic and international, ensuring accuracy and timely settlement in a fast-paced environment.

The role requires 4+ years in banking operations, strong knowledge of Fedwire, SWIFT and CHIPS, plus OFAC/AML compliance, risk mitigation, and the ability to communicate with banks, vendors, and auditors.

Qualifications

• 4+ years in banking operations with wire transfer processing.
• Expertise with wire transfer systems.
• Experience handling high-value transactions with minimal supervision.
• Experience in regulated financial environments with risk controls and compliance procedures.
• Team player with required aptitude and attitude toward work and the team.
• Customer-centric and committed to delivering the best to customers and the business.

Responsibilities

• Process and authorize complex domestic and international wires; ensure high-value and exception wires are executed accurately and timely.
• Monitor daily wire activity; ensure timely settlement and resolve exceptions.
• Resolve suspicious activity or compliance concerns per internal policies.
• Serve as primary contact for escalated wire issues; work with internal departments and external institutions.
• Mentor Wire Operations Specialists and provide training on procedures and system functionality.
• Prepare for internal audits, regulatory reviews and process testing.
• Identify initiatives to streamline workflows and reduce error; enhance operational efficiency.

Skills

Payment processing

Wire systems

Core banking platforms

Project leadership

Regulatory compliance

Fraud screening

Bank platforms experience

Interpersonal skills

Bank account validation

Exception handling

Reconciliation

Settlement processes

Analytical thinking

OFAC/AML compliance

Detail-oriented

Dual authorization

Tools

Fedwire

SWIFT

CHIPS

Fiserv

FIS

Finastra

Job description

Mphasis is seeking an experienced Wire Operations Specialist to lead and coordinate high-value wire transfers, domestic and international, ensuring accuracy and timely settlement in a fast-paced environment.

The role requires 4+ years in banking operations, strong knowledge of Fedwire, SWIFT and CHIPS, plus OFAC/AML compliance, risk mitigation, and the ability to communicate with banks, vendors, and auditors.