Senior VP, Credit Administration & Risk Strategy

CorTrust Bank; Sioux Falls (SD); On-site; USD 180,000 - 280,000; Full time

Benefits offered by this job

401k match

ESOP

Insurance options

Paid time off

Incentives

Service awards

Community service

Employee Assistance Program

Stable environment

Job summary

CorTrust Bank invites applications for the Senior Vice President, Credit Administration in Sioux Falls. The role oversees the Bank’s lending safety, policy governance, and risk management, balancing prudent risk with sustainable loan growth.

The SVP leads underwriting standards and regulatory compliance while guiding portfolio health and analytics. The position requires strategic leadership, deep credit expertise, and collaboration with senior leadership to align credit strategy with market

Qualifications

• Proficiency in loan processes and credit analysis.
• Strong understanding of credit risk management and underwriting standards.
• Experience with portfolio analytics and regulatory compliance.

Responsibilities

• Oversee credit policy and governance for the bank.
• Ensure lending practices comply with applicable regulations (e.g., Reg B, CRA, BSA/AML, Fair Lending).
• Direct liquidation strategies to minimize bank losses and manage troubled assets.
• Lead risk management across portfolios and monitor KPIs like NPAs and charge-offs.
• Collaborate with regional leadership to balance prudent risk with growth.

Skills

Credit analysis

Financial statement analysis

Underwriting

Risk management

Credit policy governance

Portfolio analytics

Job description

CorTrust Bank invites applications for the Senior Vice President, Credit Administration in Sioux Falls. The role oversees the Bank’s lending safety, policy governance, and risk management, balancing prudent risk with sustainable loan growth.

The SVP leads underwriting standards and regulatory compliance while guiding portfolio health and analytics. The position requires strategic leadership, deep credit expertise, and collaboration with senior leadership to align credit strategy with market