Senior Underwriting Specialist: Complex Risks & Growth

CNA Financial; Chicago (IL); On-site; USD 54,000 - 103,000; Full time

Job summary

CNA Financial is seeking an experienced underwriter to manage a portfolio of complex risks under defined authority. The role emphasizes technical underwriting, pricing strategy and collaboration with agencies and policyholders.

The position requires a Bachelor’s degree (or equivalent) and typically 3–5 years of underwriting experience, alongside strong analytical and negotiation skills. Comprehensive benefits and a professional growth path are offered.

Qualifications

• Bachelor's degree or equivalent; professional designations preferred.
• Typically 3–5 years underwriting experience.
• Excellent analytical, negotiation and communication skills.

Responsibilities

• Review applications and financial requirements for complex risks.
• Determine pricing based on financial and competitive analysis.
• Prepare quotes and answer questions from agencies and policyholders; negotiate favorable outcomes.
• Notify agencies of adverse underwriting decisions and rate appeals.
• Analyze risk profitability and prepare management reports.
• Develop and maintain agency/broker relationships; market products.
• Guide and assist other underwriters on cross-sell opportunities.
• Stay current on state/territory issues, regulations and industry trends.
• Utilize CNA systems for day-to-day underwriting activities.
• Assist senior underwriters on risks exceeding authority.

Skills

Underwriting expertise

Negotiation skills

Analytical thinking

Communication abilities

Independent work

Microsoft Office

Leadership potential

Education

Bachelor's degree or equivalent experience

3–5 years underwriting experience

Tools

Microsoft Office Suite

Job description

CNA Financial is seeking an experienced underwriter to manage a portfolio of complex risks under defined authority. The role emphasizes technical underwriting, pricing strategy and collaboration with agencies and policyholders.

The position requires a Bachelor’s degree (or equivalent) and typically 3–5 years of underwriting experience, alongside strong analytical and negotiation skills. Comprehensive benefits and a professional growth path are offered.