Senior Underwriting Manager - Growth & Benefits

Camden National Bank; Portland (ME); On-site; USD 90,000 - 135,000; Full time

Benefits offered by this job

Robust medical, dental, and vision

Generous paid time off and birthday

401(k) retirement savings plan

Tuition reimbursement and professional

Employee assistance program

Wellness program

Job summary

Camden National Bank in Portland, Maine seeks an Underwriting Manager to lead a team of underwriters, ensuring sound credit decisions, adherence to bank policy and agency requirements, high loan quality, and staff development.

Responsibilities include managing daily underwriting operations, overseeing underwriting for Conventional, Portfolio, FHA, VA and RD loans, maintaining Consumer Lending oversight, and training on industry topics.

Qualifications

• Minimum 7-10 years in mortgage underwriting with leadership experience.
• Strong knowledge of credit policy, agency requirements, and lending regulations.
• Ability to lead, coach, and develop a high-performing underwriting team.

Responsibilities

• Manage daily underwriting operations and provide scenarios and decisions for complex cases.
• Oversee a team of underwriters on Conventional, Portfolio, FHA, VA and RD loans.
• Supervise Consumer Lending operations, policy adherence, and staff development.
• Maintain knowledge of Camden Loan Policy, products, and regulatory practices.
• Ensure compliance with banking laws and fair lending practices.
• Maintain relationships with investors, appraisers, settlement agents, and brokers.
• Communicate policies, procedures, and overlays to stakeholders.
• Obtain Retail Loan Authority and apply loan-structure knowledge.
• Develop and participate in training on industry topics and procedures.

Skills

Analytical skills

Decision making

Problem solving

Leadership

Communication

Team development

Loan origination systems

Microsoft Office

Tools

Loan origination systems

Microsoft Office

Job description

Camden National Bank in Portland, Maine seeks an Underwriting Manager to lead a team of underwriters, ensuring sound credit decisions, adherence to bank policy and agency requirements, high loan quality, and staff development.

Responsibilities include managing daily underwriting operations, overseeing underwriting for Conventional, Portfolio, FHA, VA and RD loans, maintaining Consumer Lending oversight, and training on industry topics.