Senior Underwriting Executive - Complex Risk & Strategy

CRC Group; California (MO); On-site; USD 220,000 - 280,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

AD&D insurance

401(k) match

Paid time off

Parental leave

RSUs

Deferred compensation

Job summary

CRC Group is seeking an Underwriting Consultant to provide advanced expertise in assessing and managing complex risk exposures for specialty accounts. You will guide underwriters and business leaders to ensure underwriting practices align with organizational objectives, market standards, and regulatory requirements while driving profitable growth.

The role includes mentoring teams, developing underwriting guidelines, and implementing quality control measures.

Qualifications

• Bachelor's degree in Business, Finance, Risk Management, or related field.
• 10+ years of progressive underwriting experience in property, casualty, or specialty lines with demonstrated expertise in complex accounts.
• Proven track record of advising underwriting teams and influencing strategic risk decisions.
• Experience working with regulatory compliance frameworks and insurance rating methodologies.

Responsibilities

• Evaluate complex and high-value submissions to determine risk acceptance, pricing strategy, and coverage terms.
• Provide expert consultation and mentoring to underwriters on risk analysis, policy structuring, and portfolio management.
• Develop and implement underwriting guidelines, best practices, and quality control measures to maintain compliance and reduce exposure.
• Collaborate with actuarial, legal, and product teams to design innovative insurance solutions and pricing models.
• Analyze market trends, loss ratios, and competitor data to inform product positioning and underwriting strategy.
• Assist in resolving escalated underwriting issues and negotiating terms with brokers and clients on specialty risks.
• Contribute to training programs, thought leadership initiatives, and technology adoption to enhance underwriting capabilities.

Skills

Risk assessment

Negotiation

Decision making

Leadership

Data analytics

Policy analysis

Strategic thinking

Education

Bachelor's degree in Business, Finance, Risk Management, or related field

CPCU designation preferred

AU certification advantageous

State insurance licenses may be required

Tools

Underwriting systems

Data analytics tools

Reporting platforms

Job description

CRC Group is seeking an Underwriting Consultant to provide advanced expertise in assessing and managing complex risk exposures for specialty accounts. You will guide underwriters and business leaders to ensure underwriting practices align with organizational objectives, market standards, and regulatory requirements while driving profitable growth.

The role includes mentoring teams, developing underwriting guidelines, and implementing quality control measures.