Senior Underwriting Analyst – Fast-Paced, High-Impact

Channel; Oak Knoll (MN); On-site; USD 100,000 - 150,000; Full time

Benefits offered by this job

Medical, dental, and vision plans

401K with company match

PTO policy

HSA and FSA options

Life insurance

Disability plans

Job summary

Channel is seeking an Underwriting Analyst to assess finance applications from small to mid-sized businesses and determine creditworthiness. This role handles quick decisions on small ticket equipment financing up to $150,000 in a high-volume environment.

You will analyze business and personal credit, financial statements, tax returns, and other data. Channel’s model uses data-driven scoring to support decisions and drive growth.

Qualifications

• 5-7 years in financial services, credit or underwriting.
• Commercial underwriting experience with small businesses a plus.
• Associates or Bachelor’s degree or equivalent education/experience preferred.

Responsibilities

• Adjudicate credit and approve new finance applications within $100,000-$150,000 level of authority.
• Make timely decisions with limited information.
• Communicate decisions to partners professionally.
• Build relationships and provide exceptional service to partners.
• Collaborate with sales to grow existing and new customer relationships.
• Protect Channel from fraud and aid in pricing transactions for risk.
• Complete review and recommend approvals up to $100,000.
• Second sign-off on approvals when needed.
• Analyze financial statements and seek process improvements.
• Identify underwriting strategies to differentiate Channel in equipment finance.

Skills

Strong math & analytics

Multitask & adaptable

Detail oriented & organized

Competitive drive

Interpersonal skills

MS Office (Excel & Word)

Financial statement understanding

Education

Associates or Bachelor's degree or equivalent

Job description

Channel is seeking an Underwriting Analyst to assess finance applications from small to mid-sized businesses and determine creditworthiness. This role handles quick decisions on small ticket equipment financing up to $150,000 in a high-volume environment.

You will analyze business and personal credit, financial statements, tax returns, and other data. Channel’s model uses data-driven scoring to support decisions and drive growth.