Senior Underwriting Analyst – Enterprise Risk

Checkout.com; Atlanta (GA); Hybrid; USD 110,000 - 160,000; Full time

Benefits offered by this job

Hybrid work model

Career development

Job summary

Checkout.com is seeking an exceptional Underwriter to join our New York team. You will analyze enterprise business models, assess credit exposure, and balance risk with commercial opportunity across Sales, Risk and Legal. You will work with high‑value merchants and contribute to innovative payout solutions.

You’ll deconstruct P&Ls and cash flows, present insights to senior leadership, and help drive next‑gen payments strategies with a customer‑first mindset and strong execution.

Qualifications

• 4+ years of underwriting or financial analysis experience.
• Ability to analyze diverse business models and financial statements.
• Strong communication skills to deliver solutions without compromising risk.
• Cross-functional collaboration across Sales, Risk, and Legal.

Responsibilities

• Deconstruct complex enterprise business models to unlock high‑value deals within risk guidelines.
• Underwrite merchants in high‑risk verticals (travel, ticketing, securities, gaming).
• Quantify credit exposure and tailor your approach per merchant.
• Dissect P&Ls, balance sheets, and cash flow to assess financial health.
• Present insights to Senior Management and the Credit Risk Committee; influence decisions.
• Collaborate with Sales/Account Management on customer calls as a trusted advisor.
• Evaluate Pay to Card and Pay to Bank applications to enable payouts.

Skills

Underwriting

Financial analysis

Communication

Collaboration

Decision making

Process improvement

KYC/KYB familiarity

Job description

Checkout.com is seeking an exceptional Underwriter to join our New York team. You will analyze enterprise business models, assess credit exposure, and balance risk with commercial opportunity across Sales, Risk and Legal. You will work with high‑value merchants and contribute to innovative payout solutions.

You’ll deconstruct P&Ls and cash flows, present insights to senior leadership, and help drive next‑gen payments strategies with a customer‑first mindset and strong execution.