Senior Underwriter: Strategic Risk & Growth Leader

Socket.dev; Raleigh (NC); On-site; USD 90,000 - 150,000; Full time

Job summary

Socket.dev, Raleigh-based, is seeking a Senior Underwriter to assess risks and determine policy terms for complex insurance applications. You will analyze financial data, market trends, and regulatory requirements, collaborating with brokers and clients to tailor solutions that meet risk and profitability objectives.

The role emphasizes leadership, mentorship of junior underwriters, and the ability to develop guidelines and strategies that balance risk with growth, all within a compliant,

Qualifications

• Bachelor’s degree in Finance, Business, Risk Management, or related field.
• 5+ years underwriting experience in the insurance industry.
• 5+ years of workers compensation auditor experience.
• Strong knowledge of US insurance products, underwriting principles, and regulatory environment.

Responsibilities

• Evaluate and analyze insurance applications, financial statements, and risk factors to determine policy eligibility and terms.
• Develop and implement underwriting guidelines and strategies to optimize risk selection and pricing.
• Collaborate with sales teams, brokers, and clients to clarify coverage needs and negotiate terms.
• Review and approve complex or high-value insurance policies, ensuring regulatory compliance.
• Monitor portfolio performance and adjust underwriting approaches based on trends and loss experience.
• Provide mentorship and guidance to junior underwriters to enhance team capabilities.
• Prepare detailed reports and documentation to support underwriting decisions and audits.

Skills

Risk assessment

Financial analysis

Communication

Negotiation

Underwriting software

Education

Bachelor’s degree in Finance, Business, Risk Management, or related field

Tools

Underwriting software

Job description

Socket.dev, Raleigh-based, is seeking a Senior Underwriter to assess risks and determine policy terms for complex insurance applications. You will analyze financial data, market trends, and regulatory requirements, collaborating with brokers and clients to tailor solutions that meet risk and profitability objectives.

The role emphasizes leadership, mentorship of junior underwriters, and the ability to develop guidelines and strategies that balance risk with growth, all within a compliant,