Senior Underwriter - Nonprofit/Human Services

CLM Dallas Chapter; West Virginia; Remote; USD 120,000 - 180,000; Full time

Job summary

Church Mutual Insurance, S.I. is seeking an experienced Senior Underwriter to manage highly complex accounts within binding authority and under company guidelines. The role includes risk assessment, pricing strategies, and leadership across underwriting teams.

Responsibilities include mentoring staff, collaborating with Sales and Technical Support, and guiding coverage decisions to align with corporate objectives and profitability targets.

Qualifications

• Bachelor's degree preferred; AU designation or CPCU courses may be considered in lieu of a degree.
• Typically requires 10+ years of relevant underwriting experience, preferably with nonprofit/human services entities.
• Ability to lead and mentor within underwriting teams.
• Strong knowledge of underwriting guidelines, products, pricing strategies, and reinsurance handling.

Responsibilities

• Write and retain business within binding authority to meet corporate objectives.
• Analyze complex submissions; evaluate exposures; price for profitability; negotiate solutions.
• Understand reinsurance function and administration per company guidelines.
• Provide leadership and serve as a mentor to sales and underwriting staff.
• Share knowledge through training programs and department initiatives.

Skills

Underwriting

Risk assessment

Leadership

Communication

Negotiation

Education

Bachelor's degree preferred

AU/CPCU courses

Tools

CM Group systems

Job description

Position

Company : Church Mutual Insurance, S.I.

Location :

Posted On : 11/8/2026

***This role can be FULLY REMOTE or HYBRID (in office days Tuesday-Thursday) if in close proximity to one of our office locations below***

• Merrill, WI
• Milwaukee, WI
• Mechanicsburg, PA
• Madison, WI

Within established binding authority and company underwriting guidelines, analyze complex insurance submissions, recognize exposures, provide coverage alternatives, offer risk management suggestions, and adequately price insurance coverage on risks. Manage assigned underwriting book of business that involves highly complex accounts. Provide recommendations related to company underwriting guidelines, products, pricing strategies, and general directives. Achieve corporate goals by developing strategies to improve the book of business. Provide leadership and serve as an overall underwriting expert, providing input and consultation on unique situations and sharing underwriting knowledge and expertise through training programs and mentoring.

Primary Job Responsibilities

• Within established binding authority and in compliance with filings, effectively write and retain business to meet corporate objectives.
• Using various sources of information, analyze, evaluate, make, and document decisions to achieve desired underwriting results on a highly complex assigned book of business. Recognize exposures to loss, identify coverage alternatives, develop risk management recommendations, and adequately price to an expected profitability level. Negotiate solutions, keeping the customer in mind. Decline/nonrenew business not meeting standards.
• Thoroughly understand the reinsurance function, calculations, and administration per company guidelines.
• Communicate with supervisor on issues exceeding binding authority and territory issues.
• Maintain an effective business relationship with and be a mentor to the sales force. Explain and help develop an understanding of coverages, forms, guidelines, and underwriting philosophies. Proactively research, gather, and disseminate information to help service customers and offer suggestions on options and alternative approaches to coverage, pricing, and risk management.
• Maintain underwriting expertise through an awareness of changes within the Underwriting Department, understanding CM Group, insurance industry coverages, policy forms, and operations specific to our niches. Professional knowledge development using external and internal opportunities.
• Maintain an advanced level of knowledge regarding insurance issues, products, trends in the market, and pricing principles. Maintain a program of self-development to strengthen underwriting knowledge and personal skills.
• Take a leadership role in achieving customer expectations through meeting department timeliness expectations, assisting in territories as needed, and positive interactions with all customers (including Sales, Technical Support, and other departments).
• Be a resource to the Underwriting Department through enhancing the knowledge of others, acting as a subject matter expert for the department and others in CM Group, assisting underwriting personnel with accounts above their binding authority or beyond their knowledge level, and assisting the department in special projects.
• Be a leader within the Underwriting Department through acting as role model, being engaged in changes, being energetic to recognize and resolve issues, assisting others to work in a team environment, assuming responsibility for decisions and actions, and developing trust within the department.

Qualifications

• Bachelor's degree is strongly preferred. Associate in Underwriting (AU) designation or successful completion of two Chartered Property Casualty Underwriter (CPCU) courses may be considered in lieu of a degree.
• Typically requires 10+ years of relevant experience, preferably with a property and casualty insurance company underwriting for nonprofit/human services entities.
• Ability and initiative to be self-directed.
• Recognize and be receptive to change opportunities to improve efficiency and effectiveness.
• Expertise of the underwriting functions, insurance coverages, and principles to handle highly complex insurance transactions, including reinsurance application and administration.
• Operate as a subject matter expert and leader for commercial underwriting.
• Demonstrated success in the ability to effectively identify and analyze exposures, recognize areas of concern, and develop appropriate solutions.
• Superior ability to make decisions outside parameter-based situations but within binding authority.
• Superior ability to explain decisions to others and negotiate appropriate solutions.
• Solid organizational skills.
• Work closely with management to provide leadership through knowledge, confidence, and integrity.
• Demonstrated desire and commitment to learn, accept new challenges, and strive for personal improvement/growth.
• Support others by sharing knowledge.
• Develop and maintain positive working relationships throughout the company. Work closely with management to achieve corporate objectives.
• Advanced ability to effectively communicate with others professionally, respectfully, and timely.
• Effectively use CM Group computer systems and stay current with changes.
• Ability to provide leadership in a team environment.
• Responsible, dedicated behavior to accomplish workload expectations and to assist others when necessary.
• Ability to travel as necessary and/or required.

Work Environment

Professional office environment.

NOTE: This job description in no way states or implies that these are the only duties performed by this employee. Employees may be requested to perform job related tasks other than those specifically presented in this job description. The employer reserves the right to change or assign other duties to this position.

The CM Group is made up of Church Mutual Insurance Company, S.I., CM Regent Insurance Company, CM Vantage Specialty Insurance Company and CM Select Insurance Company