Senior Underwriter: High-Value & Complex Risks

Jobtailor; Tampa (FL); On-site; USD 90,000 - 130,000; Full time

Job summary

Jobtailor in Tampa seeks an experienced Senior Underwriter to manage a wind-exposed personal lines portfolio and handle complex risks. You will evaluate submissions, structure terms, and price within guidelines while partnering with brokers to deliver fast, clear underwriting decisions.

The role requires strong judgment, excellent communication, and the ability to collaborate with cross-functional teams to improve risk selection and client outcomes in a fast-paced environment.

Qualifications

• Extensive personal lines underwriting experience, with high-net-worth or specialty risk knowledge.
• Ability to assess complex risks and balance growth with profitability.
• Strong judgment and decision-making in ambiguous underwriting scenarios.
• Proven broker relationship management with responsiveness and professionalism.
• Excellent communication to explain underwriting tradeoffs clearly.

Responsibilities

• Underwrite and manage a portfolio of high-net-worth personal lines, focusing on wind-exposed properties and complex risks.
• Evaluate submissions, determine risk acceptability, structure coverage terms, and set pricing per guidelines.
• Develop creative solutions for non-standard risks while maintaining profitability and portfolio quality.
• Partner with brokers to provide fast, clear, consultative underwriting decisions.
• Collaborate with mitigation, engineering, product, and commercial teams to improve risk selection and outcomes.
• Maintain high-quality underwriting documentation and audit-ready files.
• Manage portfolio performance against premium, policy count, profitability, and risk quality objectives.
• Champion new underwriting tools, workflows, and tech-enabled improvements for efficiency and decision quality.
• Contribute underwriting insights to evolve appetite, guidelines, and operating model.

Skills

Underwriting

Risk assessment

Portfolio management

Broker relations

Communication

Tech adoption

Teamwork

Detail oriented

Decision making

Job description

Jobtailor in Tampa seeks an experienced Senior Underwriter to manage a wind-exposed personal lines portfolio and handle complex risks. You will evaluate submissions, structure terms, and price within guidelines while partnering with brokers to deliver fast, clear underwriting decisions.

The role requires strong judgment, excellent communication, and the ability to collaborate with cross-functional teams to improve risk selection and client outcomes in a fast-paced environment.