Senior Underwriter

The Jonus Group; Diamond Bar (CA); On-site; USD 120,000 - 150,000; Full time

Job summary

The Jonus Group is seeking a highly experienced Senior Underwriter in California to assess complex risks, establish coverage terms, and ensure regulatory compliance. You will lead and mentor junior underwriters while collaborating with brokers, sales teams, and cross-functional colleagues on high-value cases.

Responsibilities include underwriting complex policies, analyzing risk data, and guiding terms and premiums, with a focus on growth and client partnerships.

Qualifications

• Bachelor's degree in Finance, Business Administration, Insurance, or related field.
• 5-7 years in underwriting; 2+ years in senior/leadership role.
• Exceptional analytical and decision-making skills with attention to detail.
• Strong communication and negotiation abilities.
• Proficient with underwriting software and tools.
• Knowledge of state and federal insurance regulations.

Responsibilities

• Assess and underwrite complex insurance policies per guidelines and regulations.
• Analyze risk data to determine terms, limits, and premiums.
• Collaborate with brokers and sales teams to address inquiries and negotiate terms.
• Review, evaluate, and approve or deny applications.
• Mentor junior underwriters with guidance and training.
• Monitor industry trends and adjust risk strategies.
• Build strong client relationships for long-term partnerships.
• Prepare underwriting reports and documentation suitable for audits.
• Contribute to underwriting policy refinement and best practices.
• Ensure underwriting practices comply with legal and organizational requirements.

Skills

Analytical thinking

Communication

Negotiation

Underwriting software

Regulatory knowledge

Education

Bachelor’s degree in Finance/Business/Insurance

CPCU/AINS certifications preferred

Job description

Job Summary

Seeking a highly experienced Senior Underwriter to assess and evaluate risks, establish coverage terms, and ensure compliance with internal and external regulations. This role focuses on managing complex and high-value cases, collaborating with cross-functional teams, and contributing to organizational growth and success.

Job Description

Senior Underwriter

Responsibilities

• Assess and underwrite complex insurance policies in alignment with company guidelines and regulatory standards.
• Analyze risk data to determine terms, coverage limits, and premiums.
• Collaborate with brokers, sales teams, and other stakeholders to address inquiries and negotiate terms.
• Review, evaluate, and approve or deny applications based on underwriting criteria.
• Mentor junior underwriters by providing training, guidance, and support.
• Monitor industry trends, market conditions, and competitor activities to adjust risk strategies.
• Build and maintain strong relationships with clients and stakeholders to foster long-term partnerships.
• Prepare detailed underwriting reports and documentation suitable for audits.
• Contribute to the refinement and execution of underwriting policies, standards, and best practices.
• Ensure all underwriting practices adhere to legal and organizational requirements.

Qualifications/Requirements

• Education: Bachelor's degree in Finance, Business Administration, Insurance, or related field; professional certifications (e.g., CPCU, AINS) preferred.
• Experience: Minimum of 5-7 years in underwriting, with 2+ years in a senior or leadership role preferred.
• Skills:
  • Exceptional analytical and decision-making skills with a strong attention to detail.
  • Proficient communication and negotiation capabilities.
  • Competence in underwriting software and tools.
  • Comprehensive understanding of state and federal insurance regulations.
• Personal Attributes:
  • Ability to perform effectively in a fast-paced, collaborative environment.
  • Proven leadership skills with a willingness to mentor and develop others.

Why Join Us?

• Supportive and innovative company culture.
• Opportunities for professional growth and career development.
• Competitive compensation and comprehensive benefits package.
• The opportunity to work on challenging and rewarding projects.

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer’s discretion.