Senior Umbrella & Excess Liability Underwriter

Jobtailor; California (MO); On-site; USD 90,000 - 130,000; Full time

Job summary

Jobtailor is seeking an experienced Umbrella & Excess Liability Underwriter to manage a profitable portfolio and drive growth across a US territory. You will assess risk exposures, negotiate terms, and maintain strong broker and client relationships.

The role demands deep knowledge of policy wordings, lifecycle management, and complex renewals, with a focus on profitability and regulatory compliance within a dynamic market.

Qualifications

• 3+ years of experience underwriting profitable Umbrella & Excess Liability.
• Recognized relationships with brokers at peer group level within the marketplace.
• Specialized understanding of regional/local insurance markets and competitor landscape, including global elements.
• Good understanding of legal and regulatory framework.
• Ability to assess risk exposures and natural hazards relevant to Umbrella & Excess Liability.
• Ability to analyze performance against benchmarks and understand market, business, and customer needs.
• Ability to design, develop, and implement consistent, robust policy wordings.
• Robust understanding of the policy administration lifecycle, including information collection, policy issuance, premium bookings, credit control, and cancellation.
• Strong written and verbal communication skills with internal and external stakeholders.
• Strong negotiation skills.
• Ability to persuade and motivate others without executive authority.

Responsibilities

• Underwrite and manage a portfolio of Umbrella and Excess Liability accounts to drive profitability and growth.
• Assess risks, including inherent exposures and natural hazards relevant to Umbrella and Excess Liability.
• Own accounts, negotiating participation, pricing, and terms and conditions.
• Underwrite new and renewal accounts to meet top- and bottom-line targets.
• Negotiate price and terms and conditions with producers.
• Develop and maintain relationships with brokers, clients, and agents.
• Serve as specialized technical expertise/lead for Unsupported Umbrella & Excess Liability.
• Ensure accurate policy documentation is issued to producers or by producers.
• Establish and maintain electronic or paper files for each risk and transaction.
• Pursue new business acquisition and strong renewal retention within the assigned territory.
• Manage complex referrals and re-underwrite complex business as appropriate.
• Participate in cross-regional activities and collaboration with Middle Market Package, Excess Construction, and Excess National Accounts.
• Analyze performance against benchmarks, market operations, business needs, and customer needs.
• Design, develop, and implement consistent, robust policy wordings.
• Manage the policy administration lifecycle, including information collection, policy issuance, premium bookings, credit control, and cancellation.
• Manage multiple accounts, opportunities, and processes to meet deadlines and maintain market positioning.

Skills

Underwriting

Risk Assessment

Policy Documentation

Performance Analysis

Policy Wordings

Premium Bookings

Credit Control

Cancellation Mgmt

Market Analysis

Business Acquisition

Strong Communication

Negotiation

Education

Professional Insurance Qualification

Degree in Economics

Business Administration

Job description

Jobtailor is seeking an experienced Umbrella & Excess Liability Underwriter to manage a profitable portfolio and drive growth across a US territory. You will assess risk exposures, negotiate terms, and maintain strong broker and client relationships.

The role demands deep knowledge of policy wordings, lifecycle management, and complex renewals, with a focus on profitability and regulatory compliance within a dynamic market.