Senior Underwriter, Group Medical Insurance

Highmark Health; Alabama; On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contract structures based on claims experience and employee group characteristics. The role involves exercising underwriting authority within HMIG policies to ensure profitability, growth, and adherence to risk guidelines.

The incumbent analyzes risk factors for new enrollments, annual renewals, and amendments, prepares reports, and provides rationale to clients, producers, and internal teams.

Qualifications

• Bachelor’s degree in Mathematics, Actuarial Science, Finance, Business, Computer Science or other quantitative analysis discipline.
• Substitutions: ~6 years relevant, progressive experience in the area of specialization.

Responsibilities

• Renew accounts and write new business at profitable levels to meet targets.
• Calculate rates and interpret pricing policy.
• Identify questionable claim patterns and market conditions for renewal or prospects.
• Apply corporate risk management policies to pricing.
• Communicate recommendations with clear rationale to stakeholders.
• Guide and assist lower level analysts and support teams.

Skills

Stakeholder management

Computer literacy

Independent work

Corporate alignment

Privacy compliance

Problem solving

Math aptitude

Education

Bachelor's degree in quantitative field

6 years relevant experience

Job description

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contract structures based on claims experience and employee group characteristics. The role involves exercising underwriting authority within HMIG policies to ensure profitability, growth, and adherence to risk guidelines.

The incumbent analyzes risk factors for new enrollments, annual renewals, and amendments, prepares reports, and provides rationale to clients, producers, and internal teams.