Senior Underwriter, E&S Property – Complex Risks

Msig USA; Addison (TX); On-site; USD 145,000 - 185,000; Full time

Benefits offered by this job

Healthcare and Retirement Benefits

401(k) with match and profit-sharing

Medical, dental, and vision coverage

Wellness incentive program

Life and AD&D insurance

Flexible spending programs

Disability plans

Paid time off

Job summary

MSIG USA is seeking a Senior Underwriter to produce, underwrite, and manage a profitable portfolio of commercial property business, with emphasis on E&S and complex Property risks. The Senior Underwriter exercises independent judgment while balancing production, growth, and profitability objectives.

They will underwrite complex property accounts, price and structure terms within delegated authority, and develop new business through broker relationships, collaborating with Risk Engineering,

Qualifications

• Bachelor’s degree.
• 3+ years of direct E&S Property and/or shared and layered commercial property underwriting experience.
• 5+ years of broader commercial property underwriting experience with demonstrated progression in underwriting authority, account complexity, and portfolio responsibility.
• Experience underwriting large commercial property accounts, shared and layered property programs, and/or construction-related property risks desirable.
• Strong knowledge of commercial property exposures, catastrophe-exposed business, risk selection, pricing, coverage structures, terms and conditions, and portfolio management.
• Proven ability to independently manage a book of business and exercise underwriting judgment.
• Strong broker development, negotiation, and relationship-management capabilities.

Responsibilities

• Independently underwrite, price, negotiate, and manage complex property risks within delegated authority.
• Review and evaluate submissions including exposures, valuation, and risk characteristics.
• Underwrite and structure complex property accounts and layered placements.
• Develop new business through broker relationships aligned with appetite and profitability.
• Build relationships with wholesale brokers and distribution partners.
• Manage portfolio for premium growth, retention, and profitability.
• Communicate underwriting decisions and maintain documentation.

Skills

Broker development

Negotiation

Relationship management

Underwriting complex property risks

Communication skills

Analytical skills

Education

Bachelor’s degree

Job description

MSIG USA is seeking a Senior Underwriter to produce, underwrite, and manage a profitable portfolio of commercial property business, with emphasis on E&S and complex Property risks. The Senior Underwriter exercises independent judgment while balancing production, growth, and profitability objectives.

They will underwrite complex property accounts, price and structure terms within delegated authority, and develop new business through broker relationships, collaborating with Risk Engineering,