Senior Underwriter: AI-Driven Habitational Risk (Remote)

Honeycomb Insurance; Sacramento (CA); Hybrid; USD 100,000 - 120,000; Full time

Benefits offered by this job

Employee options grant

401K with employer match

Flexible paid time off

Paid national holidays

Job summary

Honeycomb is hiring for a hybrid underwriting role based in California, with Roseville office days in the mix. You will drive habitational and specialty property insurance decisions, leveraging AI and data-driven tools to price and issue policies.

Ideal candidates have 4+ years in underwriting, strong communication, and a curiosity-driven approach. The role offers flexible PTO, 401K, and employee options, with travel less than 20%.

Qualifications

• 4+ years of underwriting/insurance experience with Commercial Habitational and Specialty Property experience is valued.
• Bachelor's degree or equivalent education/experience preferred.
• AI proficiency and desire to seek automation opportunities.
• Excellent verbal and written communication skills.

Responsibilities

• Quote and release new and renewal for habitational business that has been referred from underwriting algorithm or requires changes beyond authority thresholds.
• Analyze and approve requested policy changes across the Habitational portfolio.
• Maintain familiarity with state insurance regulations and ISO rules for states within assigned underwriting territory.
• Maintain open communications with team members and interdivisional partners.
• Monitor portfolio composition via reports, audits and inspections.
• Support marketing efforts to build and promote Honeycomb.
• Complete special projects and assignments.
• Travel <20% as needed.

Skills

Underwriting experience

AI proficiency

Analytical skills

Communication skills

Curiosity & humility

Team collaboration

Education

Bachelor's degree

Job description

Honeycomb is hiring for a hybrid underwriting role based in California, with Roseville office days in the mix. You will drive habitational and specialty property insurance decisions, leveraging AI and data-driven tools to price and issue policies.

Ideal candidates have 4+ years in underwriting, strong communication, and a curiosity-driven approach. The role offers flexible PTO, 401K, and employee options, with travel less than 20%.